Jump to content
SAU Community

Recommended Posts

About a year ago I backed into my then bosses car and scratched a bit of the paint off. Sure, no big issue just needs a respray.

It never happened (due to his laziness) but since then I left the workplace.

Recently he sent me a message to pay up and that he got a quote for the damage. But I also found out the car was written off before he asked me to pay for it.

Does he have any right to ask me to pay for the small damage that was done to his car pre-write off?

It was never claimed for or repaired. The car was written off and paid out to him at market value or what ever.

LOL that would be funny.

I'm just not writing anything back for the moment. Basically everyone who I have asked so far has said he can't ask for money to fix something that won't get fixed anymore and that it's basically been paid out by insurance on being written off (the damage devalued the car slightly, but it was still paid out).

Ok good! I just wanted to confirm with people who won't automatically be on my side (like family etc haha)

I had a fair strong idea that he couldn't force me to pay up, even though it wouldn't be a massive issue. It was only a few hundred $$.

I'd simply ignore it.

Wait until you get a letter of demand from his insurance.

This...

Ask him to show you the damage. :P. seriously dude, he has no proof needless to say, no car.

You'll be fine.

and then this.

Ignore it until he or his now cancelled insurance bother to make it legal. He won't bother, because he's obviously hard on for cash and remembered that you had an accident with him last year. Are there any official records of the accident, exchanged licence details etc? If not, treat it like it never happened, that you don't even know who he is. If there are records, then tell him to get a quote for repairs on a non-existent car. But I doubt it'd even get that far, he is clearly trying to bluff you out of some monies.

Birds has linked the sequence of processes correctly but what attracts my curiosity is...

1) how can a bump and then scratch cause a write-off?

2) how come his insurance company didn't make contact with you by mail before the write-off?

3) why should it even be a message - and from the ex-boss at that?

Strange!

Birds has linked the sequence of processes correctly but what attracts my curiosity is...

1) how can a bump and then scratch cause a write-off?

2) how come his insurance company didn't make contact with you by mail before the write-off?

3) why should it even be a message - and from the ex-boss at that?

Strange!

I sort of assumed that the car was written off in an unrelated accident. So OP scratched paint and then his old boss somehow wrote off his car in a different incident.

Correct me if I'm wrong OP?

Nah coz that means he acknowledges the damage.

Ignore him, wait for official letter telling you for dosh.

Write a letter back, saying prove it! Haha

+1

Once that's over with give him Boz's number and he'll happily send on some BBW porn.

The way I see it, you have admitted to bumping into your old bosses car, and assume there would have been other work colleges as a witness that know of the incident? Now your old bosses car has been written of due to a unrelated issue the insurance company can and may have devalued his car on a market value policy due to old damage. This has prompted your old bosses memory to chase you up you for some money due yourself devaluing his car. The insurance company would have a assessment report that stats any old damage and cost of devaluation on the motor vehicle which you a liable to pay for since you have caused damage to his car. The insurance company will have photos to prove the damage on car that will be kept on record. My advice would be to sort the issue out rather that play games. If you play games your old boss can lodge a claim with his insurance company against you based on an assessors quote, and the de-valuation of his car that brings you to court. Ring your old boss and try and suss out how much info and what photos he has on file to show the damage. Try and settle it before it cost you more in the long run. Offer him a case of beer and call it even....

^^^^Yes, this would be my choice if I was forced to treat the claim seriously, insured at the time or not. I would also be wanting to get a couple of quotes of my own just to be sure. :yes: Assuming you were insured at the time & are still with the same ins co., you could always run it past them & even if they have no interest now or you are with a different vendor, see if they are prepared to comment/advise on any possible outstanding financial liability before(if) you bother to reply to the claimant.

My 2c

GW

Or just tell him you wish to go through your insurance, can he send 2 quotes please

Since your old boss is the third party in the accident, you can not tell them what to do. He has the choice to go with his own insurance or even get it repaired at his perfered work shop and have a fair and reasonable assessment done on the car.

Since the car is a total loss from another claim it is not possible to get another quote separate to this, it would be stupid asking him to do so knowing his car has been writen off, so a fair and reasonable assessment would be done on behalf of the insurance company backed up with a de-valuation report on the total loss if the matter goes to court.

Do the right thing and pay up, if you were in his shoes would'nt you expect to be paid if someone damaged your car and de-valued it. Besides you have acknowledged that it was your fault on this posting & this would hold up in court if it went to that extreme. It would be best if you made a fair agreement with him, Karma can bite back bigger and better!

Just joining a couple more dots Brian...

If the boss has been paid out on his write-off; and assuming the scratch on the boss's car might not have been subtracted from the "sum insured" if it was an "agreed value policy";...

my question is, "Isn't demanding his ex-employee to pay up for the bumper scratch a form of double-dipping?"

I would concur with you if the car was devalued on the basis that his (the boss's) policy was only "market value".

If so, I'm wondering what's wrong with OP asking a couple of 'leading questions' ??

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now


  • Similar Content

  • Latest Posts

    • My dream is also to have a proper hoist, but I don't think it will ever happen. My quickjack is probably as close as I'll ever get, it really is very good though. 
    • Yeah we keep on in the dailies, it is pretty poor how many animals get hit and the driver leaves without checking....have saved a couple of little ones over the years. Bit of a gruesome job though, pouches generally need to be cut open because they are so tight and often the joey doesn't realise mum is gone so they are still locked onto the teat. I checked the modules in front of the DS wheel where an oil cooler should go.... There is the radar unit - that can go for race use) One of the 2 HX water pumps, the silver cylinder. That needs to be kept but might be able to be relocated But the bad news, the big computer mounted vertically in front of the wheel (blocking any potential air exit) is the electric steering computer. That is required until/unless i do a hydraulic steering conversion, and in CAD based modern car design it is not like I can just pop a big unit like that somewhere else (plus the loom would be too short anywhere else too). So, the passenger side is OK to clear out (just use a smaller washer reservoir, potentially elsewhere), but the DS no beuno
    • Well, all the best with the new camry It was interesting to hear about the UK process, it is generally a lot more streamlined here with a shipping agent looking after all the import side (noting the exact final price can still be a surprise.....) and I've used a few different brokers on the japan (or US) side, and never had any trouble with any of them....luck of the draw I guess. You mentioned you didn't get the auction sheet (understandable since you bought it from a dealer, not auction), but I always try and get hold of that because they are pretty thorough. I've imported 2x R grade vehicles over the years and both were fine, repairs in Japan are pretty thorough compared to here in Oz.
    • BTW I measured the jack I have, it is 70mm at the saddle but you only have about 700 until it returns to 150mm high at the cylinder so it is good but no magic bullet.
    • My experience with Rising Sun Exports Before agreeing to the sale I tried to do as much research as I could (obviously), his Facebook reviews are 98% and he goes Live at least once or twice a week. I contacted 2 people in the UK who had used him for their imports, both had positive feedback. His explanation and talk through of the import process was thorough, answering any query no matter how stupid it was. It felt as soon as the money was sent, communication dropped off. I asked for shipping updates every 2 weeks or so, not wanting to pester him, he never had any updates. I wasn't informed the car had been dropped off at the port, I only found out by his Facebook story. I asked for the photos taken at the port, knowing he would need some for insurance purposes. I received a few 5 second clips and that's it. When asked again, he said his staff had them. Weeks later I asked again, he tells me he doesn't have any, but does have 50 photos from the original advert. I never received them. I eventually got the documents sent via WhatsApp after I mentioned the port was requesting them. I purchased a CarVX report, to find out the vehicle is a Grade R with recorded accident damage, first recorded in 2017 when it was first auctioned. He never told me the grade, then again I didn't ask. His response was "Grade R means nothing, it wasn't chassis damage". Still, I would have liked to have been informed about it. Jon prides himself on being open and honest when it comes to inspecting cars, it's his main job doing so at the auctions for customers. When the vehicle arrived in the UK I noticed a few little cosmetic issues. It's a 21 year old car so it wasn't going to be mint condition. The side skirts are cracked on each corner and the sealant is failing. The front grill on the bonnet/hood isn't secured very well, mounting studs are missing. Both minor things, but again, it would have been nice to be told. During a Facebook Live walk around video of the vehicle, he mentioned it has a front Whiteline anti roll bar/sway bar. While on the inspection ramp, I noticed the stock item has been installed. When first questioned, his response was "the ARB? Switched? Since when, it never had them". Since sending video and photo evidence I've not received a response. I'm probably being over critical of the overall condition of an old car, but all I wanted was honesty (which he claims to have). I'm aware I wasn't his only customer, he's busy doing XYZ but other reviews praise him for great communication with regular updates and photos, I felt I didn't receive the same treatment. 
×
×
  • Create New...