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Would You Bother With Insurance?

Exodus01

By Exodus01,
in General Automotive Discussion

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Exodus01 Community Regular

Exodus01

Posted
Posted

Hey,

So i have had my r34 gtt for 5 years (currently 24, 25 in oct) and have been with JustCar for the entire time.. Every year i get in a discussion with them over 'agreed value' of which they massively drop each year to which has not been agreed or discussed.

Each year the car would be lucky if i put on more than 5000 KMs. It sits in my garage and comes out each weekend for a wash, and then goes back in the garage.

Is it worth forking out $1500-$1800 (with no accident history or claim history) each year because im under 25 for a car that sits in my garage and very rarely gets driven and won't get paid out an acceptable amount if something happened anyway?

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https://www.sau.com.au/forums/topic/446828-would-you-bother-with-insurance/
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Exodus01 Community Regular

Exodus01

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Posted

i tried several companies who all referred my back to just car (other than NRMA who quoted me 2.3k :O ) im just getting tired of spending this huge amount when i could put it toward buying a GTR32.. Might go 3rd party..

SkudR33 Proficient

SkudR33

Posted
Posted

I'm 26 and I had my r33 gtst insured at an agreed value of $11,000 and I was paying $1200 a year with $800 excess. My insurer was just car. You gotta call over the phone and speak like an innocent and mature guy to get good deals with these f**kers.

GTR-N1 Grand Master

GTR-N1

Posted
Posted

Tried NRMA Vintage, Veteran & Classic Vehicle Insurance?Once you're 25 you can join with LSV.

^ This

...providing your car is +15 yrs old and you do less than nx1000km/yr.

Get a quote!

And every year, take 1 hour of your time to shop around!

Charles89 Grand Master

Charles89

Posted
Posted

so i might jump 3rd party for this coming year and being 25 for next renewal will speak with shannons again.

I'm 24 (turning 25 next month), been with Shannons for 2-3 years now, and my car is insured for 28k and I pay roughly 1.5k a year. As Anthony said, call again lol

luke gtr Grand Master

luke gtr

Posted
Posted

Don't know any companies who will do 3rd party property, fire and theft on an import.

Straight 3rd party property for sure, not the additional fire/theft.

But some ancient VR Commo or such, not a problem.

NRMA do.

Just car at least used to.

niZmO_Man Grand Master

niZmO_Man

Posted
Posted

Take your car for a spin on the weekend → some arse hat rams into you. What happens then?

If you're prepared for that loss, then don't worry about full comp.

I was 25 when I got the insurance; my GT-R is insured for $15k with mods for a tickle over $1k p/a with LSV (limited use, garaged).

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