Would You Bother With Insurance?

[Exodus01]

Hey,

So i have had my r34 gtt for 5 years (currently 24, 25 in oct) and have been with JustCar for the entire time.. Every year i get in a discussion with them over 'agreed value' of which they massively drop each year to which has not been agreed or discussed.

Each year the car would be lucky if i put on more than 5000 KMs. It sits in my garage and comes out each weekend for a wash, and then goes back in the garage.

Is it worth forking out $1500-$1800 (with no accident history or claim history) each year because im under 25 for a car that sits in my garage and very rarely gets driven and won't get paid out an acceptable amount if something happened anyway?

[GH05T]

change insurance companys.
i had both my R34gtt and C34 stag insured for $15000
get some better quotes.

[gtr jet]

Change it to 3rd party fire n theft if you're worried.

[Exodus01]

i tried several companies who all referred my back to just car (other than NRMA who quoted me 2.3k ) im just getting tired of spending this huge amount when i could put it toward buying a GTR32.. Might go 3rd party..

[Anfanee]

call shannons bro. They insure my GTR for a bloody good price

[Exodus01]

I called Shannons who said Just Car are a sister company and they wont insure me until im 25

[CEF33Y]

Im with shannons too. Both my cefiro and wifes 300zxtt.

And we were both under 30 when we took out the insurance, they were the best price by far.

[Exodus01]

so i might jump 3rd party for this coming year and being 25 for next renewal will speak with shannons again.

[defari]

get 3rd party.. and a german shepherd for the garage..

[niZmO_Man]

Tried NRMA Vintage, Veteran & Classic Vehicle Insurance?

Once you're 25 you can join with LSV.

[Anfanee]

I called Shannons who said Just Car are a sister company and they wont insure me until im 25

Thats BS call again. Im 22 and they insure me.

[Anfanee]

All they do is check if you are an enthusiast.

[Exodus01]

weird, dunno. Maybe being a 34 instead of 32.. doesnt make much sense being yours a GTR an much more powerful... just fobbed me straight off.

[SkudR33]

I'm 26 and I had my r33 gtst insured at an agreed value of $11,000 and I was paying $1200 a year with $800 excess. My insurer was just car. You gotta call over the phone and speak like an innocent and mature guy to get good deals with these f**kers.

[GTR-N1]

Tried NRMA Vintage, Veteran & Classic Vehicle Insurance?Once you're 25 you can join with LSV.

^ This

...providing your car is +15 yrs old and you do less than nx1000km/yr.

Get a quote!

And every year, take 1 hour of your time to shop around!

[Charles89]

so i might jump 3rd party for this coming year and being 25 for next renewal will speak with shannons again.

I'm 24 (turning 25 next month), been with Shannons for 2-3 years now, and my car is insured for 28k and I pay roughly 1.5k a year. As Anthony said, call again lol

[jiffo]

Don't know any companies who will do 3rd party property, fire and theft on an import.

Straight 3rd party property for sure, not the additional fire/theft.

But some ancient VR Commo or such, not a problem.

[luke gtr]

Don't know any companies who will do 3rd party property, fire and theft on an import.

Straight 3rd party property for sure, not the additional fire/theft.

But some ancient VR Commo or such, not a problem.

NRMA do.

Just car at least used to.

[niZmO_Man]

Take your car for a spin on the weekend → some arse hat rams into you. What happens then?

If you're prepared for that loss, then don't worry about full comp.

I was 25 when I got the insurance; my GT-R is insured for $15k with mods for a tickle over $1k p/a with LSV (limited use, garaged).