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Insurance for 17yr old red P's

Scottstyles
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MR R33 Experienced

MR R33

Posted
Posted

its not cheap, i pay $2700, but think about this, you pay $17k for your car, u would be crazy not to fully insure it, anything can happen, and now that there seem to be a few getting stolen either be able to afford comprehensive insurance or dont buy one at all. After all when you own a skyline, the price of insurance is nothing compared to the price you pay for mods and problems.

dayne Rising Star

dayne

Posted
Posted

Forget the qoutes, theyre all garbish! Suncorpmetaway or what ever, qouted me $550 for a '95 GTS, and then when i listed what i had (suspension, exhaust, stereo, and wheels) they said, that i wasn't eligable for their insurance anymore! All the qoutes are pezent, they dont mean anything until the insurance company commits to it, and for me, even still being a NA they said doesnt matter, the fact its a grey import! and told me 2 forget it. (even for 3rd party) as a i result the ONLY company that would touch me was Just cars, $850 for fire and theft, unlimited mods as long as legal and just for 3rd party minus $150 off it.

Sorry but cheap insurance at your age? forget it. Unless your driving a barina:P

Dayne

**JaR** Grand Master

**JaR**

Posted
Posted
full comp is a rip  

I don't want it till i am like 21  

Just drive safe never leave ya car so anyone can steal it  

Don't drive car if its unneeded  

Don't speed drift or b a full insuracnes doesn't pay out if u crash doing them anyway

dude i thought like that as well till sum lady hit me and i only had third party.....

you may be careful with your car, doesnt always mean other people on the road will be careful... you gotta think of all that as well.

as for the question, im 18 and on my P's, im with just car, i payed $647 for third party and i have the same car, ( mines got minor mods, pod filter n exhaust... nuttin major ), and if i wanted comprehensive which i am getting now due to last week, it'll cost me $3,500 straight up. just car will insure younger people with skylines, coz it didnt take me anything to get them to insure me... i rang up like 4 places previous to them and they pretty much laughed at me e.g

me: umm i wanna get insurance for my 94 skyline gts-t?, racv insurance dude: hahahahahahahahaha, only if you pay us like 8 gran.... me: pffft yeah right.

personally i reckon just car is good if your young and wanna insure a car like what we drive, only downside.... theres no monthly payments, its pay straight up or nothin.

Links Veteran

Links

Posted
Posted

Probably a 1000 reason's why it's cheaper..

As for insurance for 17 year old. They won't like you because you have no driving experience "on record" you could be the most amazing driver in the world.. unfortunately doesn't matter, your still only 17. I'm 22 and most places quote $2000+ for fully comp and that's with a 50% no claim.

All I can say is.. get 3rd party.. and be damn careful. It's not you - that you should be worried about, it's the other people with 3rd party that run into you.. than the shit hits the fan..

**JaR** Grand Master

**JaR**

Posted
Posted
All I can say is.. get 3rd party.. and be damn careful. It's not you - that you should be worried about, it's the other people with 3rd party that run into you.. than the shit hits the fan..

ohhhhh yeah, its what happened 2 me.... im still tryna fight it after a week now, still wish i coulda afforded full comp. but whats done is done now.

lordsnipe Community Regular

lordsnipe

Posted
Posted
lol why is insurance sooo cheap in perth ?

eh not sure .. but when I got my quote, that's what convinced me to buy a Skyline.

Sure I love jap cars, but if it were costing me 2+K a year for insurance like what some of you guys are payin .. i'd say bugger it!

  • 3 weeks later...
foznice Veteran

foznice

Posted
Posted

I just got my quote back from justcars:

r32gtst exhaust mods and aftermarket BOV, they quoted 660 for third party fire & theft...

what shits me is the excess. it says 450 standard + 400 for being under 22 and under 25 + 350 for endorsements.. that's a $1150 excess... maybe I wrote something wrong, or aren't reading it right..

B0oStEr Mentor

B0oStEr

Posted
Posted
I just got my quote back from justcars:

r32gtst exhaust mods and aftermarket BOV, they quoted 660 for third party fire & theft...

what shits me is the excess. it says 450 standard + 400 for being under 22 and under 25 + 350 for endorsements.. that's a $1150 excess... maybe I wrote something wrong, or aren't reading it right..

What are the endorsements for?

BTW 450 + 400 + 350 = 1200

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