It's designed to appeal to those who are expected to fork out the cash for a new one, not people who buy old Skylines. Plus it's a flag ship to a range so design must reflect that, it has to look 'family' as the R32-34 for their time.
Underwriting guidelines can be bent or interpreted in many different ways. Going on what you guys are saying 21-25 seems to be OK on some (all/most?) occasions, then on exceptional ones I have heard of under 21s being insured by Shannons (my mate who was a deadset car nut - he's now 23 and still with them).
Tell them.
They have a right to refuse to pay a claim under the duty of disclosure, if they have a reasonable amount of backing to prove had you disclosed that information they wouldn't have insured you in the first place. They have a right to ask for a licence and driving history print-off from your state motoring body. You will get found out if you don't tell and you make a claim.
Best thing to do is call up and say it should have been noted from inception.
Hi Jon
Let me know how you go. I reckon you'll be good with mid range, people seems to say so anyway.
If you could PM me details of costs and associated parts etc that would be awesome too mate, I'm gonna do mine at some point...
Cheers
Matt
Yank cars of the past, present and future. Same as all those Euro LHD onlys we miss out on. All the Jap only models etc etc!! Heaps. You gotta make the most of what you can in your country when it comes to uniqueness, which is why I drive a GTR