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Race Car Insurance

fake400r

By fake400r,
in Motorsport Discussion & Builds

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fake400r Community Regular

fake400r

Posted
Posted

Hi guys,

Ive just cancelled the road car insurance i have on my 34R as it is now a race only car and never gets driven on the road. I want to insure it for when its in the shed and on the trailer etc however Shannons will only insure up to 60k and want $850 per annum. 60k will hardly cover the car let alone the engine build, brakes, cage and all the other gear.

So my question is are there any other options and who do you suggest?

Thanks in advance

Matt

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evil_weevil Grand Master

evil_weevil

Posted
Posted

OAMPS were doing a similar laid up policy to shannons

best to call and find out.

the value - prob the best you;'ll get for insurance cover - but surely its better than having no cover?

its stolen at home...you get 60k minus any exess....

its damaged on the car trailer....you get 60k minus any excess - or if its not your fault

OR have no cover and be out of pocket even more?

even for 60k Id still take it mate

Beer Baron Grand Master

Beer Baron

Posted
Posted

yeah it can seem a little expensive since you are not driving it on the road but they still have a big $60K theft liability there and there is just as big a risk as there always was of someone stealing it from your garage or trailer, or at the track. in my experience shannons have been pretty good with these types of insurance. Multi car discount helps a bit, do you have another car you might want to insure with them? but honestly for $850 a year it's probably worth it. you're now saving $1000 a year in rego and greenslip costs so you're still in front. :)

fake400r Community Regular

fake400r

Posted
  • Author
Posted

Thanks for the replies lads.

I have been shopping around and found a mob called Piranah Insurance who can insure for 120k at either $1200 or $2000pa depending on what cover i want. The insurance is through CGU marine.

Otherwise i am waiting to hear back from OAMPS who i found out the missus old man deals with alot through work. He is having a chat to them for me.

So it looks like all should be ok.

I will let you all knowhow i go for reference.

Matt

nismoman Community Regular

nismoman

Posted
Posted

I tried Virgils, Shannons, Piranah and OAMPS.

OAMS were the cheapest, however I wasn't insuring for $60K+

I was after cover for my track S13 of $20k and was quoted $400 p.a.

Not bad. $60K cover at $800 sounds like a good deal then.

NISMO Grand Master

NISMO

Posted
Posted

my race car has limited klm regular insurance rather than race car insurance. very cheap compared to comprehensive

of course since it is shannons/suncorp, god help me if i ever have to claim

Dunc. I claimed through Shannons a month or so ago for the wifeys daily. Including a weekend I think it was 5 or 6 days from accident to cheque in the hand.

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