Jump to content
SAU Community

Recommended Posts

  • Replies 108
  • Created
  • Last Reply

Top Posters In This Topic

Take it from someone who knows...

At 18 i started spending money on cars. After 8 years, 9 cars (2 of which were show standard) and an estimated 70K down the drain, I finally grew up. Sold my last car - a R33 to pay off debt so I could get a house. 12 Months later at age 27 I drive a friggin charade and have got close to 100K in equity. I could sell my house and buy a 34 GTR. Of course which brings me to the next point. You cant live in a GTR. As you get older you start thinking more responsible.

So the moral of the story is be smart with your money and ull be able to afford a car people only dream of. But by the time you can afford it you probably wont want it. Or be young and have a great car thatll send u broke. Hope that helps but itll probly confuse the shit out of you.

Link to comment
https://www.sau.com.au/forums/topic/97774-car-loan/page/5/#findComment-1815625
Share on other sites

Hey sorry guys i havnt been home for a long time. Thanks for the advice and all but i forgot to mension that i will be driving my dads car for a while then i will be driving the skyline. i was thinking of this so i could save a lil more cash on the mods. i get about 575 to 600 a week so what yous think about that??

Flash 89

Link to comment
https://www.sau.com.au/forums/topic/97774-car-loan/page/5/#findComment-1818690
Share on other sites

I think you could probably drop the attitude. $575-$600 a week still isnt enough to have a car that you want to enter into 'shows' as you said. I dont want to bring a harsh reality to all this, but our cars cost alot of money to repay and maintain, especially if your a young tacker. I wish I had been 'enlightened' before i took a big ass loan out and bought my car, I had a NA S13 which was ok, payments were managable and nothing ever went wrong on it, I wish I had of kept that for a while longer before I got the R33

Everyone on heres trying to give a bit of advice because id say 95% of people were in a similar situation and are trying to help you make the same mistake. Before you have a car you think all you have to do is pay off the loan, so $600 a week is plenty, you didnt mention if this is before or after tax btw which makes a big difference, but then you start paying insurance, petrol, servicing, tyres, repairs, upgrades, etc..

I'd hate to rehash on what other people have said but at your age insurance on a 'decent' car, it'll be at least $3000 a year. I cant be bother writing anymore because it seems as though you didnt read any of the previous posts, so I doubt your going to read this one...

Link to comment
https://www.sau.com.au/forums/topic/97774-car-loan/page/5/#findComment-1818840
Share on other sites

I am paying my loan off and along with petrol and other maintenance, its over $800 month, which is a good chunk of anyones pay (plus I get paid monthly). I also made sure I had a little kitty for problems like my evolved-today engine oil leak :P

Link to comment
https://www.sau.com.au/forums/topic/97774-car-loan/page/5/#findComment-1820982
Share on other sites

Hey i have been reading em. my pay is after tax its just the bonuses that vary with my pay. i am not a hot head behide the wheel. i just love my skylines. The skyline will only be at the house for a while till i have done some work to it and i will only be using it for going to work and back and cruizes. i just got my mind dead set to get a skyline. the car might be too powerful for me but i have been learning in my brother's car which was V8 and i handled it pretty well.

Link to comment
https://www.sau.com.au/forums/topic/97774-car-loan/page/5/#findComment-1824968
Share on other sites

  • 1 month later...

hey all, been a while. just got my licence like a week ago. still havnt got the skyline. i figure that i am going to save up more like up to 10,000 (should have it by april) and i will be getting a 15,000 loan to get the car fixed up and ready to go. also going to do a defesive driving coarse. and yes so i have more of an idea how to control such a powerful car. i got my 5k now but still saving and right now i am just driving my mums ford.

PS my goal is set to have it featured at this years auto salon.

Link to comment
https://www.sau.com.au/forums/topic/97774-car-loan/page/5/#findComment-1949909
Share on other sites

ok all i have to say for this is,

i am 19 not 20 till end of november. i love skylines have for a very long time but i have had 2 shitty gemini's and ive still got my little 90 nova...

ive got a skyline now but tis stock standard. i went and had a look at one at autoscene before i found mine and it was f88kn nasty... it made my dad's jaw drop. we didnt get it cause it was way to hot for someone and really almost anyone around my age bar people that appreciate cars. (it was thrashed also and would have cost to much to fix)

just a thought for sammie and flash... i ern not a large amount a fortnight... 1200 but i got what i wanted and have realised keep it stock untill you a- learn the car b- can afford to be paying double fuel price, fines and pretty much double for tyres etc...

i got a 15k loan to get my car but that covered insurance and stamp duty and the car... i also have other loans and stuff it all totals at the end of the month around the 1500 mark per month... thats a fair bit (but i do have alot of crap lol)

i have a clean driving history bar the typical speeding fines and my insurance is 1800... someone with low driving experience or even none really shouldnt have a fast car... especially one that is modded and an import... i know there are people out there that have it such as a few i nthe forum but they appreciate their car and dont get in to going to everyone on the road hey wanna drag... there are times and places for everything...

take peoples advice and just drive a bunky or ya parents car what ever... wait till you understand how cars work(drive) before you go getting something which has the potential to be very powerful if it isnt already...

i was like you when i wanted to buy a skyline... get one thats already done that way i dont have to do it... good idea initial money wise bad idea for everthing else. the cost to run it, fix it, service it, its endless really...

i agree with people when they say their cars are an addiction once you start you cant stop... first it starts with the car then the mags then the turbo or intercooler etc... its endless and you dont get alot back...

at the end of the day its your choice but seriously think long and hard hey. go buy a bunky until you are off your p's then concider something.

too much power + light car + hot blooded teen + mates egging on = DISASTER

my rant...

Edited by Disko_Tek
Link to comment
https://www.sau.com.au/forums/topic/97774-car-loan/page/5/#findComment-1950529
Share on other sites

Umm one for 300k  :)

and have a $270,000 mortage paying it off with an income of $600 per week ? doesnt make sense and why would u :)

anywayz, what kind of house or unit cost only 300grand ? 360 is like the lowest.

Edited by r34_skyline
Link to comment
https://www.sau.com.au/forums/topic/97774-car-loan/page/5/#findComment-1952150
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now



  • Similar Content

  • Latest Posts

    • As I've said elsewhere, I am using the stock intercooler piping path in the engine bay, and a return flow cooler, and making ~250 rwkW (without any effort put into trying to turn it up past there just yet) and expect to be able to make some more, and frankly, I would be perfectly happy with 260-270rwKW. This is peak road Skyline usability territory. You go past there and, sure, the car will snap necks more when it's on boost, but it will also break shit all the time, cost a (even larger) fortune in tyres, etc etc. Anyway, I also do not like the over-the-fan pipe path, and you don't have to do it.
    • I see, honestly I’m not too fussed about the looks. The only reason to go plenum is to make the piping easier instead of the classic over the rad etc. 
    • Not easy to quantify wrt something like how many fractions of a second slower it would be over 0-100. But given that a 250-300rwkW car is able to do that launch sprint in 5-6 sec (and faster with appropriate tyres, and surface)..... giving up as much as a second would feel like torture. A ~450HP capable turbo is not going to make lots of boost in the 2000-3000 rpm range. So, whilst with some boost on hand it will be faster accelerating in that rev range than your engine currently is NA, it will not feel like a fast car until the boost is solidly in. You know what your car feels like right now when you open it up at 2000rpm. if you've ever been in an actual fast car, you will appreciate that the NARB25 is.... not exciting. Well, add some boost and it will be better. But shorten the intake runners and it might not be better at all. It might come out better, but it could end up feeling the same. For me, it's not the 0-X km/h sprints that matter. It is easy to fry the tyres with anything over 200 rwkW. You can't use all the power available in 1st and 2nd anyway, you have to modulate the throttle. What matters is how the car reacts when you're driving in traffic in 4th or 5th and have maybe 2000 rpm on board, and you want/need to add some speed quickly, and don't have time for the downshift. It won't make boost, it will be all NA (at the speeds we're talking about - remember how fast you're going at 2000 in 4th! and don't plan on breaking the limit by too much.) So giving away NA torque is not what I would consider practical for a street car. And retaining that NA torque builds boost faster which makes the car faster. The flashy plenum is not actually better, unless you're looking at a track car where you can keep it on the boil all the time.  
    • So how much difference does it make you think? Like 1 second in the 0-100?  I was have smaller turbo so hopefully that spools quick GTX2871.  currently it’s NA so you can imagine pretty slow, but I do want fast accusation a little as there’s not many places I’ll be driving where I go over 80 even near me. So 0-60 and 0-80 targets   
    • Short inlet runners cost quite a bit. Dulls off the off-boost torque, and delays boost onset, because arrival of boost is driven by gas flow is a product of the ability to flow air which is torque. This is the reason that the stock manifolds have longer runners. On a 3L, or bigger, you can usually accept the compromise of giving away some torque because the extra capacity gives you a little extra to waste. But on a smaller motor, there's not a lot there to start with. Example, I swapped RB20 out of my R32, 25NeoDET in its place. The "wall of torque" that I experienced afterwards made it all worthwhile. That's because I came from RB20 land where torque is not a thing. But I would not do anything, anything at all, to reduce the low/mid torque I have now, because I remember what it is like to not have it!
×
×
  • Create New...