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Need Insurance? Want Cheaper Insurance?

two40

By two40,
in General Automotive Discussion

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R31_Original :-p Rookie

R31_Original :-p

Posted
Posted
Originally posted by Mildman

So what company in Perth will insure you for that price RB26DETT 240Z ?

Still haven't been able to beat Response at $1040 in Melbourne.

_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

R U SERIOUS???? Thats not full comprehensive though is it????

Wat did Just Cars quote u???

Rob Collaborator

Rob

Posted
Posted

Reading through the whole post I can't believe the varied quotes people get... it's impossible to get a straight answer out of an Insurance company it seems.

Like someone will get a huge quote and then another person will ring up with the same details (car and history wise) and get a totally different quote... crazy stuff.

I actually did this with a friend once , we rang Just Cars and they quoted him $1700 for a stock R33 .. Rating 1 , no mods etc.. Then I rang them like 2 mins later, spoke to someone else and they quoted me $1300 for the same car with the same rating and the same postcode!.... what the!

Anyway I am with Just Cars after being with Young & Cool

With Yound & Cool I paid $2700, 24 yo rating 3 that was for an R33 GTSt II valued at 27k, and it had all these crazy claus like u cant park it anywhere after a certain time other than the house it is insured at, and you cant drive it to work etc... total B#$%@#$&!!

I then got pissed off with them and joined Just Cars as they were the cheapest @ $1900 for 24 yo rating 2 this time (as just got it back).. this is with FMIC , wheels, lowered, zorst, stereo.

Anyway now that I am 25 & in October I get my Rating 1 back I will try Famous & also Response once October hits... hopefully I will now get a cheaper quote.

When I spoke with Just Cars a few months ago to update details the guy goes "we dont have an age policy"... I was like wtf!, yeah as if a 18 yo will get the same insurance as a 30 yo.. what a twat!.... do these people get like common training when they get these jobs or its it just a case of "lets make the rules up as we go"!!

Never ceases to amaze really.

Anyway that is my rant/story.

Rob.

xRHETTx Mentor

xRHETTx

Posted
Posted

Who are response? Does any one know any contact details or a web address? Is it an insurance company or is it like prosperion where u have to lease the vehicle?

Airzone Rising Star

Airzone

Posted
Posted

As soon as I saw young and cool's policy, I wasn't even interested in getting a quote. I'm with justcars now, but will probably move to famous when my current insurance expires.

Does anyone have any experience with making claims on a famous comprohensive policy?

luke_3891 Contributor

luke_3891

Posted
Posted

famous classic car insurance have the same policy of having it only parked within 500m at night,dont know from exact time though.

i toild them i might need to take it to work,a nightshifter.and they said they will insure if it has an alarm of 3 point immobilizer in it,as long as its in the car park or is in someone else's driveway at night.

Mildman Contributor

Mildman

Posted
Posted

OK here is what I can get

Details:

>28 yo, not parked in garage, high(ish) risk suburb, only driver, rating 1, R32 GTSt (factory std)

Just cars: $1350 + about $2000 excess

Response: $1040 + $750 excess flat

Famous: $1040 (matched response's quote) + $1000+ excess.

Response be the winner be a fair margin.

They also say they will accept choice of repairer - this is full comprehensive insurance, no limit to kms per year, no other restrictions.

Maybe the lack of mods do help, I'm not sure.

I'm still currently with Just Cars - but when I actually get a chance I will be changing to Response quick smart.

Hope this info saves a few other people getting ripped by Just Cars.

two40 Grand Master

two40

Posted
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Posted

To all the sceptics about Famous and their claims.

For reasons I'm not going to get into I had to make a claim just yesterday with Famous. They went out of their way to help me and were professional in every way.

My circumstances were unique, as ever case is, and required unorthadox measures to be taken. I did not want to put a claim through as the damage was minimal but they were helping me by writing a letter to the other party and gave me advice which no one else would or could have.

If they will help me without getting anything in return (ie no excess, no further action taken) then you can be certain they will honour your claim and give you attention if the situation arrises. Having said that I hope none of you will need to make a claim ever with any insurance company.

Have a good weekend everyone.

George

S15200sxbroda Community Regular

S15200sxbroda

Posted
Posted

Iam very glad to hear that. Every time I speak with Robin or Olivia they are always very nice aand courteous over the phone. Thats good customer service and Iam glad I singed up with them.

Gotta say if I hadnt browse these and silvia forums I would have never heard of them.

sewid Grand Master

sewid

Posted
Posted

Just wanted to share my experience with Famous.

Called them this morning and got a quote for a stock 1993 R33 GTS25t, 24 years old with 55% NCB in inner Sydney.

$2600 for 12 months. Best quote i've had, beat Just Cars by about $200.

Spoke to Robin, very helpful answering all my questions, sorted the whole thing out.

Edit: Also only 1 nominated driver, and i told them it was my daily driver + commuter. Damn good price.

Rob Collaborator

Rob

Posted
Posted

Spoke to Famous today, they couldnt beat Just Cars quote of $1900 a year.. which is rather surprising.

Basically I was 24 , rating 2 , 1 accident (write off) when i took up my policy with Just Cars for that price.

Now im 25 , will be rating 1 in a few months and live out in the country , but they couldnt beat $1900... what the.

ps I live in SA.

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