Insurance for skyline

[Bob Virk]

Insurance for skyline

Guys need help please recently have bought skyline r33 and need insurance but nobody ready to do guys it's just first time I have heard about that you can't get insurance for second hand import cars . RACQ , Shannon are the people that I have spoken to.

if someone knows please drop me a line.

just need 3rd party include fire and theft insurance. 

Thanks

[Steve85]

I can tell you that you can get insurance for second hand imports. I am currently with Shannons who have been quite good so far. My car is fully covered though, so I can't comment too much on only having 3rd party. 

Even the RACV were willing to cover a standard Skyline here in Melbourne, so you might just need to run the details through each of the online quote generators. 

[Bob Virk]

As I said I talk to Shannon nd they said no 

I will go even for full cover 

[baron_von_bootsector]

Shannon's will normally offer comprehensive cover as lots of guys here (inc me) are covered by them. Would be strange circumstances for them to decline a comprehensive policy request but on depends on your age and history.

Try "Just Car Insurance" as they normally offer cover for younger drivers with imports but will charge for it.

[Steve85]

4 minutes ago, baron_von_bootsector said:

Try "Just Car Insurance" as they normally offer cover for younger drivers with imports but will charge for it.

I think Just Car are no more. I think most of their customers ended up with Shannons or Famous Insurance.

http://www.famousinsurance.com.au/

Try these guys, otherwise, google might be your friend for your request.

[baron_von_bootsector]

3 minutes ago, Steve85 said:

I think Just Car are no more. I think most of their customers ended up with Shannons or Famous Insurance.

http://www.famousinsurance.com.au/

Try these guys, otherwise, google might be your friend for your request.

Oops - it seems you may require a modified DeLorean to get a policy from Just Car Insurance!

[Jas23]

Hey mate, you can try Lumley as well if you have had no luck with Shannons.  

I have my 32 GTR insured with Lumley they seem to have been ok so far, I think it was under modern classic because it's not a daily driven car.

Heads up though depending on how much you want the car insured for it my cost you a nice premium

[GTR-N1]

Yup Lumley Special Vehicles 

Famous

RACQ Vintage Veteran and Classic 

Shannon's is a bit of a puzzle. Something amiss there about T&Cs I ponder.

[ess15]

Shannons will insure my GTR but only for a max of $17k @ 600 premium.  However my car is modified to the hilt and I am over 30

[GTR-N1]

Yup

Maximum Sum Insured is contingent on Model rather than Mods. My R33 GTR is basically stock. But just because it's an N1, I got an offer of a Sum Insured of  $195,000

I know how you feel. Just shop around and if you can strike 2 reasonable insurers, some SAUers alternate between the two every other year. That's because when it's time to renew, that insurer often drops the value. Sux ay!

[Bob Virk]

Thanks guys for your suggestions. I just got NRMA now it's looks like they are pretty good 

[mercyseat]

I just signed both my cars up with Shannons.
Laid Up Insurance on my R33 whilst she's being rebuilt and Full Comp on my Ford BF Wagon.
Good value, good insured amounts, better than RACV.

RACV are quick to payout but also quick to write your car off as they only quote on repairing your car with brand new parts so if its an import they'll write it off pretty quick as economical.
eg A new set of airbags on an S2 Skyline new will set you back $7,000 and the insurance company will write the car off if damage is 70% or more of its worth.
I got to buy my car back with RACV but the premiums are ridiculously expensive.

[D_I_F]

I just signed both my cars up with Shannons.
Laid Up Insurance on my R33 whilst she's being rebuilt and Full Comp on my Ford BF Wagon.
Good value, good insured amounts, better than RACV.

RACV are quick to payout but also quick to write your car off as they only quote on repairing your car with brand new parts so if its an import they'll write it off pretty quick as economical.
eg A new set of airbags on an S2 Skyline new will set you back $7,000 and the insurance company will write the car off if damage is 70% or more of its worth.
I got to buy my car back with RACV but the premiums are ridiculously expensive.

That's actually not correct. It's not a percentage that they work on [emoji23]

[mercyseat]

RACV's assessor told me this information. He said if it costs the insurance company more than approx figure of 70% of the cars total worth they can write the car off as an Economical Write Off and payout.

 

 

[D_I_F]

RACV's assessor told me this information. He said if it costs the insurance company more than approx figure of 70% of the cars total worth they can write the car off as an Economical Write Off and payout.
 
 

If it's a percentage which is less than 100% wouldn't it be cheaper for the company to repair it? [emoji57]

Rule of thumb is that if cost of repairs, towing/storage costs and savage etc. exceeds the value that's where they will write it off as un economical.

They may, now depending on the situation write a vehicle off as a business decision if less or if it's obviously unsafe to repair.

I also work in the industry [emoji4]

[r32-25t]

I always thought they factored in the price of the wreck at auction would achieve approximately 25% and that was why at 75 they'd write them off 

[mercyseat]

RACV for example said to me that they only quote repairs based on using Brand New parts, not spare parts because they offer a guarantee on repairs done.

 

My point being, brand new OEM Nissan parts for an R33 are darn expensive.

 

E.G. a set of OEM airbags a cool $6,500, Headlights around $1,400 a pair, Rad Support $500, etc etc.

So it doesn't take much for them to write your R33 off as an economical write off.

 

Obviously if the cars structurally compromised they will deem it a statutory write off regardless of the repair cost and they don't let you buy the car back at all, they send it to Pickles and you can bid for your wreck , if a statutory write off will never be able to re-register the car.

They definitely factor in the wreck price.

All complicated and each insurer has different rules, excess's .

 

 

 

 

 

 

 

[vxsr33]

I just signed both my cars up with Shannons.
Laid Up Insurance on my R33 whilst she's being rebuilt and Full Comp on my Ford BF Wagon.
Good value, good insured amounts, better than RACV.

RACV are quick to payout but also quick to write your car off as they only quote on repairing your car with brand new parts so if its an import they'll write it off pretty quick as economical.
eg A new set of airbags on an S2 Skyline new will set you back $7,000 and the insurance company will write the car off if damage is 70% or more of its worth.
I got to buy my car back with RACV but the premiums are ridiculously expensive.

How much did you buy the car back for? And what did RACV value your car at?
If you don't mind me asking

[tridentt150v]

I have bomb insurance with AAMI...was with Just Cars but AAMI took over the policy.  My Gtst is somewhat modified with bolt on stuff, but at the end of the day its only worth $10-15K.

And they wanted $2K for full insurance over 15 years ago...so I figure I am ahead.  But you need to have nil accidents and avoid slimy thieves for that to happen.