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I wouldn't rent if negative gearing were removed. The number of houses that would hit the market would be obscene, I'd buy one then.

I don't believe that's what happened in the 80s for the time they removed it.

Rents went up and costs passed on to tenants. I know that's what I'd be doing.

My 2c. On low income its fkn hard to affort a deposit for a house. I looked into it and on my wage i need approx 50k min for a deposit and i can get at most 475k. Oh yeah, thats on top of paying 10k a year rent (roughly). Doesnt matter about first homebuyers grant, aparently only applies to new houses being built (may be misinformed?). f**k yeah

My 2c. On low income its fkn hard to affort a deposit for a house. I looked into it and on my wage i need approx 50k min for a deposit and i can get at most 475k. Oh yeah, thats on top of paying 10k a year rent (roughly). Doesnt matter about first homebuyers grant, aparently only applies to new houses being built (may be misinformed?). f**k yeah

Yep I get that and I don't know your personal situation (married, single etc) and it's a hard slog but people do it. Definitely easier when there are 2 of you!

I know when we bought our first place it certainly wasn't easy.

That does bite that first home owners doesn't go towards established houses. Has that changed?

I guess the income part really comes down to the choices that you make in life though. I am far from low income however at times it comes with a lot of personal sacrifices and responsibilities.

I think the thing is you have to look at unit or townhouse, not a $475k house. Work your way up.

I feel like this is a lot easier in Canberra than Sydney (where I think average unit prices are about $400-500k lol!)

Sydney's just ridiculous. I don't know how anyone ever moves out of home. Even if you manage to snag a cheapie unit way out in the sticks, you have to think about your commute. At least you don't have that problem in Canberra!

Yeah Canberra would be an awesome place to purchase a house or even a nice town house. A few of my mates have picked up nice little town houses for around the 300k mark. House and land packages out in Casey were reasonably priced as well.

I agree completely with you both (kat and shell) and i wont be looking at a house here at this point in time.

Not 100% sure on homebuyers grant, just running off what i have heard from a few different people. May well be the opposite...

Yeah man, I use to run the Canberra LANs - really fun place and the iM fellow is pretty sharrrrrrrp. I always outperform at LANs though and competitive matches (Not TMM)....I missed the last comp - my m8 who was going to enter our team didn't haha.. oh well Sounds like you had fun though.

way to change a topic

No, just a giant rip off lol. Can't buy a house for less than $900k-$1mil where we were living in Sydney... and no it wasn't anywhere fancy, it was Parramatta ffs

I agree with getting into the market but I think you still have to see a remote bit of value in what you are buying.... that's why I'd prefer so spend $500k on the same thing in Canberra or Wollongong or somewhere.

Not so easy if you work and commute in Sydney though :(

Also have the option of renting where you want to live and investing elsewhere.

Plenty of ways to get in the market.

Agreed. i have plenty of friends that rent $2M apartments in Sydney but have properties in everywhere from Townsville, Darwin, Dubbo, Goulburn and the like. Diverse portfolios but also houses of all different price categories. Its not a hard game, just need to play it smart.

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