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Need Insurance? Want Cheaper Insurance?

two40

By two40,
in General Automotive Discussion

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nomnomv8 Rising Star

nomnomv8

Posted
Posted (edited)

Yea i pay very similar to this unfortunately... if it was stock/legal i would only pay about $990....

I am considering trying to get my car past the emssions test for this reason...

From memory i think i only claimed my exhaust as a mod too because thats all i have as a support mod for 400+awkw :thumbsup:. I pay very low considering my circumstances (age + mods + driving record from when i was a young sick k*nt in a NA skyrine thinking i was king lol).

With insurance and rego coming up again in a few months along with my TE37SL's wrapped in some quality rubber im definately going to tearing a big hole in my pocket :(

Edited by nomnomv8
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sydking Veteran

sydking

Posted
Posted

My justcar quote today.

R33 gts4 97 coupe. 22 yr old full lience no claim bonus ect

Mods

Engine conversion rb26dett with aftermarket internals

Brakes

Coilover suspension

PFC

Wheels insured for 4k

Brake upgrade

Full exhaust

FMIC

Stereo $600

17.5k agreed value

Excess- $1900 at fault

accident while my car is Parked- $1400

Stolen- $2200

Premium -$ 2867

+1100 exess will lower premuin to

$2007 Premuim.

OR

$2434 std premuim

$1704 without wheels and stereo and the 1100 excess

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GT-R32 Grand Master

GT-R32

Posted
Posted

Tried Shannons but they didnt like my carport with a roller door. Said they wouldnt insure it unless its in a fully enclosed garage which is fair enough.

They are black and white about garaging which can certainly be frustrating. It would be nice if the underwriter did some underwriting and asked a few questions, because if it's under cover, off the street and out of view it's low risk.

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GT-R32 Grand Master

GT-R32

Posted
Posted

matt...but could still be outside their u/w guidelines regardless of how low the risk is.

things have changed since you were at shannons.

I'm sure they certainly have - it was over 6 years ago. I suppose I'm coming from a commercial perspective where underwriters tend to consider the risk itself, rather than being so black and white.

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RSFOURDayz Experienced

RSFOURDayz

Posted
Posted

Got a quote today for my R34 GTT sedan through Shannons, very bad driving record, lost license countless times, including instant loss for doing 155 in a 110 zone three years back, only one claim in 5 years which wasn't my fault (got rear ended)... I am 31, live in the bush and garage my cars... Quote was for $950 a year $500 excess..

Does this seem any good guys? Might call up Just Car and see what they can do.

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RSFOURDayz Experienced

RSFOURDayz

Posted
Posted

I'm 31 mate. Thought it woulda been heaps as i was very open and honest driving history. I've racked up on average 1.5k worth of fines in the 12 years ive been driving and didn;t want any complications from that. Maybe the agreed value of 10k made it cheaper? Coz I know a lot of you guys would have it up around 15k yeah?

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Longz Mentor

Longz

Posted
Posted

Is there any insurance company out there that insures weekend drivers ?

Or very low KM's ?

Besides Shannons.

I got a everyday daily car where i drive all day and night and the evo is like once a weekend car for me.

However im paying full rate at NRMA .. >.>

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R32-Impul Newbie

R32-Impul

Posted
Posted

hi there dude, just checking out this insurance site your promoting, and as far as i could tell, they only offer MOTORBIKE insurance. seems strange to be a sponsor or endorsed by a MOTORVEHICLE site..... i got this from there site...

"

Why insure with Famous

At Famous we specialise in insurance for:

Bikes - Motorcycles, dirt bikes and scooters with discounts for the over 40's rider.

We appreciate the wisdom that comes with experience and reward it with a 15% premium discount for older bike riders."

this is only a small part of there site ill admit, but it seems they only do bikes. unless your link just led me to the wrong place, then ignore my previous comments... lol

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Rolls Grand Master

Rolls

Posted
Posted

Just got my policy renewed with just car

25 year old, car stolen about 6 years ago, no claims, no DUI etc, plenty of tickets

R32 skyline with rb25 swap, rims, alarm, injectors, turbo

$660 a year paid $55 per month

$1.5k excess

Agreed value: $12k

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MagicMikeZ32 Veteran

MagicMikeZ32

Posted
Posted

I use LSV to insure the 2 z32 tt's we have. Mine is agreed value, $15k, all mods listed, turbos, injectors, rims, brakes etc. Limited kms/year of 5000 or 7000, can't remember.

$500ish + $500 excess.

Other is valued at $13k, umlimited kms. All mods listed, custom paint, rebuilt engine, rims etc.

Bout the same premium and excess.

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GTR-N1 Grand Master

GTR-N1

Posted
Posted

Is there any insurance company out there that insures weekend drivers ?

Or very low KM's ?

Besides Shannons.

I got a everyday daily car where i drive all day and night and the evo is like once a weekend car for me.

However im paying full rate at NRMA .. >.>

It's "weekend cars" rather than "weekend drivers" Longz

For a reasonable Sum Insured...

Choice is between...

* Shannon's

* Just Car

* Dawes (high end)

* Lumleys SV

* Piranha (is a broking firm)

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Seano350GT Veteran

Seano350GT

Posted
Posted

I pay $2200 a year with RACQ insurance but thinking about swapping to NRMA as i can't get unlimited mods or windscreen protection with RACQ which is retarded.

I have a 2003 V35 Skyline 350GT coupe, i am 20 (21 next month) lost lisense just under 2 years ago for going 10km over the speed limit TWICE within a week at the SAME speed camera (hidden bastard), never had any accidents and live in a safe-ish area.

NRMA will charge me an extra $30ish a month which turns out being nearly $2600 a year to insure my car for agreed value at $26,000.

Shits not cheap for under 25 and a "unique" vehicle :/ i wish it was as cheap as my girlfriends Getz, she pays like $400 a year.

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sydking Veteran

sydking

Posted
Posted

It's "weekend cars" rather than "weekend drivers" Longz

For a reasonable Sum Insured...

Choice is between...

* Shannon's

* Just Car

* Dawes (high end)

* Lumleys SV

* Piranha (is a broking firm)

i asked just car about only diving on weekends, They said dosent matter weahter you dirve 1km or 1000 per week- same deal

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