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I am 24.y.o

1600 full comprehensice insurance (the highest possibe under my policy)

1100 excess (500 standard + 600 age)

the reason my premiums are relatively cheap for my age, is because I work for a bank, hence I get 'fleet/group insurance'

most big companies e.g. banks, insurance companies, accounting firms etc provide fleet/group insurance.

I could theoretically insure a brand new nissan GTR for 1600 p.a.

wish i could afford one though :banana:

I'm 24 no speeding fines no accident history and paying $1200 full comp and rating 1 protection agreed value $30k with just cars. I should bump the value up a bit. Oh and its a $1000 premium. And I'm in eastern subs of Melbourne.

I dont know why mines so much cheaper than everyone elses but I've also had a moded honda, a 944 S2, an S14 and an SW20 with Just cars over the last 8 years with, as I said, no accidents or fines.

Edited by worldwalker

im putting the qoute thing on JUSTCAR, and for were i live under my mother its 1.6k and in blakehurst its 1.7k, what the hell...Just Car, 24yr old, 1 write off at fault 2 yrs ago ($42k in value), 3 speeding fines, agreed valued @$40k, always garaged, premium is about $980/yr. but a 45 yo with 0 accidents 0 speed infringements etc is 1.7k almost double the rate... can any1 explain this? or how i can lower it? :S

My two cents.

29y.o. from Carlton in Melbourne.

$1,048 online premium with Just Car including all extras installed by magic man Chris (GPS, TV, iPod cable). Agreed value of $33k

No accidents (one windscreen and one accessories theft though).

Excess $700

  • 4 months later...

I'm a 24 year old male on a rating 1 with Just Car Insurance and paying $1430 full comprehensive. That's in Melbourne's south east for a 2003 premium coupe. Only extras are GPS and Ipod connection. Agreed value is $31,000. Excess (including age excess) is either $1000 or $1050, can't remember exactly!

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