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Vic Wasteland Thread

R31Nismoid

By R31Nismoid,
in Victoria

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joeyjoejoejuniorshabadoo
joeyjoejoejuniorshabadoo

probably worth more than your D1R's

Mohsen
Mohsen

i kinda want one. name him al pacacino.

Birds
Birds

You laugh now, but when I'm at a formal occasion with a shitty DJ and they need someone to drop Dre beats...I have something up my sleeve.

Posted Images

blah_blah Grand Master

blah_blah

Posted
Posted

HECS would have been paid off at the end of the year anyway :( Now the money I've saved to install ducted heating is all going to the tax man... time to buy some blankets

If the 2012 tax return is the final payment for your HECS. You could have saved ~15% of that final payment via other means. Oh well too late now.

Birds Grand Master

Birds

Posted
Posted

Suck it up Patricia, cheapest loan you'll ever get

Also mine is bigger

This. Mine is still ~20k and I thought about taking it out in one swoop, until I saw how low the interest rate for it was...the money is earning more in the bank than the HECS debt is incurring interest lol.

If the 2012 tax return is the final payment for your HECS. You could have saved ~15% of that final payment via other means. Oh well too late now.

I need to know how this works!

contemplating selling the orange car. might be getting a merc sooner than i thought.

SLS?

CrispyFries Grand Master

CrispyFries

Posted
Posted

I need to know how this works!

You probably should have received your HECS update letter recently - I got mine last week.

Should show your current debt(as at Oct 31 last year), and a payout figure with has a discount for for a lump sum payment.

Since you've paid another year of payments probably just need to call the tax office and ask what the current payout figure is.

8 years to pay off my hecs. I actually have a credit card with a lower interest rate though.

blah_blah Grand Master

blah_blah

Posted
Posted

contemplating selling the orange car. might be getting a merc sooner than i thought.

C200?

Do you get a complimentary P.Diddy white suit, top hat & cane?

I need to know how this works!

You probably should have received your HECS update letter recently - I got mine last week.

Should show your current debt(as at Oct 31 last year), and a payout figure with has a discount for for a lump sum payment.

Since you've paid another year of payments probably just need to call the tax office and ask what the current payout figure is.

8 years to pay off my hecs. I actually have a credit card with a lower interest rate though.

50% there.

Early payments get you a 10% discount, in addition paying it before 1 June (IIRC) means no inflation is charged. So in total this works out to be ~13-15%.

This is only most beneficial when your tax return is going to lead to a compulsory final payout.

Sunkist Grand Master

Sunkist

Posted
Posted

This. Mine is still ~20k and I thought about taking it out in one swoop, until I saw how low the interest rate for it was...the money is earning more in the bank than the HECS debt is incurring interest lol.

I need to know how this works!

SLS?

Nah I just found out I can buy one of the cars we repo before it goes to auction. I can also get it at the reserve price which is f**k all.

Might rip the turbo out and put the old one back in. Nothing was wrong with the turbo!

blah_blah Grand Master

blah_blah

Posted
Posted

Nah I just found out I can buy one of the cars we repo before it goes to auction. I can also get it at the reserve price which is f**k all.

Might rip the turbo out and put the old one back in. Nothing was wrong with the turbo!

How cheap we talkin?

Can you get me a Merc too? :P

Sunkist Grand Master

Sunkist

Posted
Posted (edited)

Yeh I don't want to spend more than $20,000 seing as they'll probably give me another car next year

Tony I can get a merc for anyone fairly cheap, it's just hard to do unless I see you everyday lol

Edited by Sunkist
Birds Grand Master

Birds

Posted
Posted

50% there.

Early payments get you a 10% discount, in addition paying it before 1 June (IIRC) means no inflation is charged. So in total this works out to be ~13-15%.

This is only most beneficial when your tax return is going to lead to a compulsory final payout.

Ah k, so the discount obviously doesn't apply if the lump sum payout is a compulsory one made through your tax return? Will keep that in mind when it gets low enough.

Nah I just found out I can buy one of the cars we repo before it goes to auction. I can also get it at the reserve price which is f**k all.

Might rip the turbo out and put the old one back in. Nothing was wrong with the turbo!

Fool, you just installed new turbo and now you want to take it out lol.

blah_blah Grand Master

blah_blah

Posted
Posted

Yeh I don't want to spend more than $20,000 seing as they'll probably give me another car next year

Tony I can get a merc for anyone fairly cheap, it's just hard to do unless I see you everyday lol

Cool, your going to be my go to man when I get a family car. If its really cheap i'll just sell the missus Barina and then she can roll around in a Merc.

Ah k, so the discount obviously doesn't apply if the lump sum payout is a compulsory one made through your tax return? Will keep that in mind when it gets low enough.

Correcto

I have added you to my excel spreadsheet, listed as 'Wastelanders Tab due to Tax Advice'

emts Grand Master

emts

Posted
Posted

Anyone ever done a Winton fun day. Im going up on the 7th of july for my first track day are they really strict on db readings? Think mine will be well above 95db.

in short they suck.

sure it only $35 but there is a traffic jam out there they put extra cars out to make sure you go slow

basically every dick who thinks their VN vacationer is a v8 supercar is there.

if you want to try a low stress intro to track

do a winton Test and tune, which run ever Friday ~120-150$ and you get a shit load of track time.

or a tampered day at winton which allows passengers all day and does timing.

or better yet suck it up and come to one of our track days ;)

Birds Grand Master

Birds

Posted
Posted

Correcto

I have added you to my excel spreadsheet, listed as 'Wastelanders Tab due to Tax Advice'

Nooooooo that doesn't count as my question! I still have 2 more right?

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