Jump to content
SAU Community

Recommended Posts

HECS would have been paid off at the end of the year anyway :( Now the money I've saved to install ducted heating is all going to the tax man... time to buy some blankets

If the 2012 tax return is the final payment for your HECS. You could have saved ~15% of that final payment via other means. Oh well too late now.

Suck it up Patricia, cheapest loan you'll ever get

Also mine is bigger

This. Mine is still ~20k and I thought about taking it out in one swoop, until I saw how low the interest rate for it was...the money is earning more in the bank than the HECS debt is incurring interest lol.

If the 2012 tax return is the final payment for your HECS. You could have saved ~15% of that final payment via other means. Oh well too late now.

I need to know how this works!

contemplating selling the orange car. might be getting a merc sooner than i thought.

SLS?

I need to know how this works!

You probably should have received your HECS update letter recently - I got mine last week.

Should show your current debt(as at Oct 31 last year), and a payout figure with has a discount for for a lump sum payment.

Since you've paid another year of payments probably just need to call the tax office and ask what the current payout figure is.

8 years to pay off my hecs. I actually have a credit card with a lower interest rate though.

contemplating selling the orange car. might be getting a merc sooner than i thought.

C200?

Do you get a complimentary P.Diddy white suit, top hat & cane?

I need to know how this works!

You probably should have received your HECS update letter recently - I got mine last week.

Should show your current debt(as at Oct 31 last year), and a payout figure with has a discount for for a lump sum payment.

Since you've paid another year of payments probably just need to call the tax office and ask what the current payout figure is.

8 years to pay off my hecs. I actually have a credit card with a lower interest rate though.

50% there.

Early payments get you a 10% discount, in addition paying it before 1 June (IIRC) means no inflation is charged. So in total this works out to be ~13-15%.

This is only most beneficial when your tax return is going to lead to a compulsory final payout.

This. Mine is still ~20k and I thought about taking it out in one swoop, until I saw how low the interest rate for it was...the money is earning more in the bank than the HECS debt is incurring interest lol.

I need to know how this works!

SLS?

Nah I just found out I can buy one of the cars we repo before it goes to auction. I can also get it at the reserve price which is f**k all.

Might rip the turbo out and put the old one back in. Nothing was wrong with the turbo!

Nah I just found out I can buy one of the cars we repo before it goes to auction. I can also get it at the reserve price which is f**k all.

Might rip the turbo out and put the old one back in. Nothing was wrong with the turbo!

How cheap we talkin?

Can you get me a Merc too? :P

Yeh I don't want to spend more than $20,000 seing as they'll probably give me another car next year

Tony I can get a merc for anyone fairly cheap, it's just hard to do unless I see you everyday lol

Edited by Sunkist

50% there.

Early payments get you a 10% discount, in addition paying it before 1 June (IIRC) means no inflation is charged. So in total this works out to be ~13-15%.

This is only most beneficial when your tax return is going to lead to a compulsory final payout.

Ah k, so the discount obviously doesn't apply if the lump sum payout is a compulsory one made through your tax return? Will keep that in mind when it gets low enough.

Nah I just found out I can buy one of the cars we repo before it goes to auction. I can also get it at the reserve price which is f**k all.

Might rip the turbo out and put the old one back in. Nothing was wrong with the turbo!

Fool, you just installed new turbo and now you want to take it out lol.

Yeh I don't want to spend more than $20,000 seing as they'll probably give me another car next year

Tony I can get a merc for anyone fairly cheap, it's just hard to do unless I see you everyday lol

Cool, your going to be my go to man when I get a family car. If its really cheap i'll just sell the missus Barina and then she can roll around in a Merc.

Ah k, so the discount obviously doesn't apply if the lump sum payout is a compulsory one made through your tax return? Will keep that in mind when it gets low enough.

Correcto

I have added you to my excel spreadsheet, listed as 'Wastelanders Tab due to Tax Advice'

Anyone ever done a Winton fun day. Im going up on the 7th of july for my first track day are they really strict on db readings? Think mine will be well above 95db.

in short they suck.

sure it only $35 but there is a traffic jam out there they put extra cars out to make sure you go slow

basically every dick who thinks their VN vacationer is a v8 supercar is there.

if you want to try a low stress intro to track

do a winton Test and tune, which run ever Friday ~120-150$ and you get a shit load of track time.

or a tampered day at winton which allows passengers all day and does timing.

or better yet suck it up and come to one of our track days ;)

Correcto

I have added you to my excel spreadsheet, listed as 'Wastelanders Tab due to Tax Advice'

Nooooooo that doesn't count as my question! I still have 2 more right?

Kwikemarthead.png

Guest
This topic is now closed to further replies.



  • Similar Content

  • Latest Posts

    • Even more fun, leave all the ADAS stuff plugged in, but in different locations, hopefully avoid any codes!   And honestly, all these new cars with their weird electronics. Pull all the electronics out Duncan, and just shove an aftermarket ECU and if needed a trans controller in, along with a PDM. Make it run basic but race car styled!
    • To follow up a question from earlier too since I had the front bar off again (fking!) This is what is between the bumper and the drivers side wheel And this is the navigator side, only one thing but its a biggy! So basically....no putting coolers in the wheel arches without a lot of moving other stuff. Assuming I move to properly race prepping this car I'll take that job on and see how the computers respond to removing a whole bunch of ADAS modules
    • So I prepped the car for another track day on Wednesday (will be interesting to see coolant temps post flushing out and the larger reservoir, with a forecast of 3-14 being 20o cooler than last time I took it out). Couple of things to mention; since I am just driving the car and not taking a support vehicle, I took the rear seats out and just loaded the back up Team Trackday style. Look at all that space! To cover off removing the rear seat....it is weird (note the hybrid is probably different because it wouldn't have folding rear seats) Basically, you remove the lower seat base, very similar to a r series but it is a clip that pulls forward to release the base rather than it being bolted down. Easy Then, you need to remove the side section of the rear seat on each side. There is a 14mm head nut at the bottom of the side piece, the it slides upwards off a hook at the top to release; you also need to unhook the seatbelt from the loop at the top. Then the centre piece is weird. You need to release/fold the seats forward with the tab in the boot on each side From there, there are 2,x12mm headed bolts holding the rear of each seat to the folding bracket, under the trim between the rear seat and the boot (4x christmas tree clips there, they suck). The seat is out but you can see where the bolts attach to the bracket
    • As discussed in the previous post, the bushes in the 110 needed replacing. I took this opportunity to replace the castor bushes, the front lower control arm, lower the car and get the alignment dialled in with new tyres. I took it down to Alignment Motorsports on the GC to get this work done and also get more out of the Shockworks as I felt like I wasn't getting the full use out of them.  To cut a very long story short, it ended up being the case the passenger side castor arm wouldn't accept the brand new bush as the sleeve had worn badly enough to the point you could push the new bush in by hand and completely through. Trying a pair of TRD bushes didn't fix the issue either (I had originally gone with Hardrace bushes). We needed to urgently source another castor arm, and thankfully this was sourced and the guys at the shop worked on my car until 7pm on a Saturday to get everything done. The car rides a lot nicer now with the suspension dialled in properly. Lowered the car a little as well to suit the lower profile front tyres, and just bring the car down generally. Eternally thankful for the guys down at the shop to get the car sorted, we both pulled big favours from our contacts to get it done on the Saturday.  Also plugged in the new Stedi foglights into the S15, and even from a quick test in the garage I'm keen to see how they look out on the road. I had some concerns about the length of the LED body and whether it'd fit in the foglight housing but it's fine.  I've got a small window coming up next month where I'll likely get a little paint work done on the 110 to remove the rear wing, add a boot wing and roof wing, get the side skirt fixed up and colour match the little panel on the tail lights so that I can install some badges that I've kept in storage. I'm also tempted to put in a new pair of headlights on the 110.  Until then, here's some more pictures from Easter this year. 
    • I would put a fuel pressure gauge between the filter and the fuel rail, see if it's maintaining good fuel pressure at idle going up to the point when it stalls. Do you see any strange behavior in commanded fuel leading up to the point when it stalls? You might have to start going through the service manual and doing a long list of sensor tests if it's not the fuel system for whatever reason.
×
×
  • Create New...