Jump to content
SAU Community

What insurance do you have?

Duncan

By Duncan,
in General Automotive Discussion

 Share

  

345 members have voted

You do not have permission to vote in this poll, or see the poll results. Please sign in or register to vote in this poll.

Recommended Posts

Col-GTSX Grand Master

Col-GTSX

Posted
Posted

Id like to ad that shannons would not insure me and would not give me a reason. I am rating 1 with no claims in the last 5 years and had my licence for 6 years. So go figure.

I had a speeding ticket back in 2001 thats my entire driving history.

Up shannons..... Bugger them.....

  • Replies 106
  • Created
  • Last Reply

Top Posters In This Topic

Popular Days

Top Posters In This Topic

Popular Days

Silver-Arrowz Grand Master

Silver-Arrowz

Posted
Posted

Called GIO and they quoted me $7500 for an 99 MX5 10th ann. edition! Even a standard MX5 was the same! Maybe just their way of saying "get lost" cause I didn't even pay that much when I had my GTR (then I was under 24 with a WAY more higher risk car and a few bingles here and there).

deanx0r Newbie

deanx0r

Posted
Posted
Called GIO and they quoted me $7500 for an 99 MX5 10th ann. edition! Even a standard MX5 was the same! Maybe just their way of saying "get lost" cause I didn't even pay that much when I had my GTR (then I was under 24 with a WAY more higher risk car and a few bingles here and there).

I'm getting an R33 GTS-T soon and have been quoted $1590 full comp with Just Car Insurance, I thought that was a pretty damn good price. Especially compared to what RACQ, Suncorp and the likes were quoting... they wanted something like $4500. :D

  • 1 month later...
grandmasterb Grand Master

grandmasterb

Posted
Posted

LOL, i wish i was never going to crash, but thats just not an option unless you dont drive these days. Been lookin into insurance as i want to get full comp although know i will have a hard time getting anywhere with some of the insurnace companys due to my age and type of car. And there is no way in hell im paying over $1200 for insurance, it doesn't even cost me that for my bikes :P

grandmasterb Grand Master

grandmasterb

Posted
Posted
Well there is only 2 things you can do guys...

1. Grow up (not having a go at any of you, i was refering to age and maby driving history)

or

2. Get a common car

BWAHAHAHAHAHAHA, that cracks me up.

Coming from you at the ripe old age of 22 and extremly mature.

It doesn't matter till your 25 and by then you have waited so long the last couple of years that all you want to do it goof off. :cheers:

Please explain what a COMMON CAR is???

eXc Mentor

eXc

Posted
Posted

R32 GTST 4 dr stock except exhaust and hks springs. I am 24/male, garaged all the time, not a daily driver.

Best I got was $1800 from famouscarinsurance. With a lifetime maximum NCB. Plus a rather large excess. So I just got Third Party Property, fire and theft at just cars for $800ish.

I'll see how I go when I get to 25 :cheers:

As for growing up comment, I think a better solution is to not allow people under 24 to drive performance cars, that would make less accidents, and better prices for us (note: I am teasing you guys :D Don't take my bait! )

grandmasterb Grand Master

grandmasterb

Posted
Posted
can't insure it? can't afford the car.

I recon you will get a few reply's with that comment sisgsputnik.

I bought my R32 GTS-t for $6500 and that was on the road, and they want more to insure that than my $16k bike that i can do more on, go faster and at the end of the day injure/hurt/harm just as many people if not more.

They charge what they want as they know they can get away with it.

As for not being able to afford insurance, in most peoples case you will find its not a matter of not being able to afford it, its a matter of paying a third or half of the purchase price of the car in the first place just for cover!!!

Col-GTSX Grand Master

Col-GTSX

Posted
Posted

grand read my post again....

Some of those quote must reflect either age or driving history. I have a good driving history and have insured a S2 33 with Just car with all minor mods and a few major mods (243rwkw now) and it cost me $1300 a year (insured for 29k)....

So if the rate is high you got to ask why????

1. Mods

2. Address of garage

3. Age

4. Driving History

5. Male or Female

6. Type of car

7. Financed or Owned

8. Cost of repair

These are the things that reflect your policy cost....

  • 4 weeks later...
Kaz200 Grand Master

Kaz200

Posted
Posted

wow, this thread may be rather dead but 11% of the SAU voters are either arrogant idiots or wealthy enough to pay for a written off Carrera GT/Bentley/similiar (considering they don't even have 3rd Party Prop Damage).. something to note! Hope that's no reflection of the rest of Aust's car owners/drivers. :

Topaz Grand Master

Topaz

Posted
Posted

I got Full Comprehensive....I got a quote for TP+ F&T but theres no real point because if the $24k car get stolen they only pay out $5k. With fully comp its insured for the full $24k

I spose TP + F&T is good if you have a little A-to-B car, but not with the skyline thanks :uh-huh:

I was suprised to only pay $2200 for fully comp from Just Car. History included no claims, but I have lost my licence once and its a twin turbo jap import so $2200 is ***n awesome I say....although it has a lot to do with the postcode it will be parked at as well

a claim excess for me is $1900

Links Veteran

Links

Posted
Posted

Interesting read this.. seeing the range of insurance..

As of yesterday, I have a quote for fully comp with justcars for my new car (picking it up tomorrow.. come on baby..) - '98 R33 gtst - valued @ $21,000

me - 22, never had insurance EVER in my life and they gave me a rating 2 because i've never had an incident and had my license for 4 years..

$2,010/year premium fully comp and basic mods (currently exhaust and factory sunroof)..

Interestingly enough in case people are wondering, they have a bracket in which your car fits, that bracket e.g. for mine was $19,500 - $23,500 (which is estimated street value if they sold your car) - now if you say you purchased it for $19,500 it will cost you the same to insure it for $23,500.. so if you are getting insurance, see if you can ask what the bracket is and push the value up a bit, your premium shouldn't change..

As for the fully comp vs. third party..

My g/f's car was written off in our carpark by a maniac (belive me he was - police had to arrest him) after he went a bit crazy and reversed down our apartment drive into her car + 2 others.. she only had 3rd party..

this happened in oct/nov last year - to date.. she currently has $0 back from it. he has been let off, we've had to take the insurance agent (NRMA) to court because it's your responsibility to chase it up if you don't have comprehensive, and they refuse to pay the bills for solicitor which are >$10k..

so believe me, if there is 1 thing you have - it's comprehensive insurance.. it's not worth the trouble.. and it's not for when you hit something.. it's for when someone hits you.. or your car gets stolen..

anyways.. my thoughts.. and I don't trust half the drivers out there..

666DAN Grand Master

666DAN

Posted
Posted

The funny thing is claiming when your car has been stolen, they've caught the guy and have a confession...you still get grilled like a criminal even after handing over many thousands over the past few years.

My car has been at the assessors for 8 working days, still no answer on if it's repairable or not...and I know for a fact that it's been quoted by about 5 parties so far!

666DAN Grand Master

666DAN

Posted
Posted
Interestingly enough in case people are wondering, they have a bracket in which your car fits, that bracket e.g. for mine was $19,500 - $23,500 (which is estimated street value if they sold your car) - now if you say you purchased it for $19,500 it will cost you the same to insure it for $23,500.. so if you are getting insurance, see if you can ask what the bracket is and push the value up a bit, your premium shouldn't change..

Haha no chance in hell, wait for the bit where they ask you to supply the receipt for the cost of your car, receipt for you immobiliser, receipt and contact of who services your car, current photograph of your car etc etc it goes on!

Then they ask if your car *really* had windows, and why were your personalised plates removed (it was a stolen car duh!) am I sure it didn't have 4 space savers on it the night before it was taken!!!

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
 Share
Go to topic listing


  • Similar Content

  • Latest Posts

    • brillo
      Leak from Tokico BM50 Brake Master Cylinder

      By brillo · Posted

      Hi, SteveL Thank you very much for your reply, you seem to be the only person on the net who has come up with a definitive answer for which I am grateful. The "Leak" was more by way of wet bubbles when the pedal was depressed hard by a buddy while trying to gey a decent pedal when bleeding the system having fitted the rebuilt BM50 back in the car, which now makes perfect sense. A bit of a shame having just rebuilt my BM50, I did not touch the proportioning valve side of things, the BM50 was leaking from the primary piston seal and fluid was running down the the Brake booster hence the need to rebuild, I had never noticed any fluid leaking from that hole previously it only started when I refitted it to the car. The brake lines in the photo are "Kunifer" which is a Copper/Nickel alloy brake pipe, but are only the ones I use to bench bleed Master cylinders, they are perfectly legal to use on vehicles here in the UK, however the lines on the car are PVF coated steel. Thanks again for clearing this up for me, a purchase of a new BMC appears to be on the cards, I have been looking at various options in case my BM50 was not repairable and have looked at the HFM BM57 which I understand is manufactured in Australia.  
    • Gantai
      R33 GTST Steering Rack (49001-19U05) Rebuild?

      By Gantai · Posted

      PXL_20250828_063541093.TS.mp4
    • Gantai
      R33 GTST Steering Rack (49001-19U05) Rebuild?

      By Gantai · Posted

      Well the install is officially done. Filled with fluid and bled it today, but didn't get a chance to take it on a test drive. I'll throw some final pics of the lines and whatnot but you can definitely install a DMAX rack in an R33 with pretty minor mods. I think the only other thing I had to do that isn't documented here is grind a bit of the larger banjo fitting to get it to clear since the banjos are grouped much tighter on the DMAX rack. Also the dust boots from a R33 do not fit either fyi, so if you end up doing this install for whatever reason you'll need to grab those too. One caveat with buying the S15 dust boots however is that the clamps are too small to fit on the R33 inner tie rod since they're much thicker so keep the old clamps around. The boots also twist a bit when adjusting toe but it's not a big deal. No issues or leaks so far, steering feels good and it looks like there's a bit more lock now than I had before. Getting an alignment on Saturday so I'll see how it feels then but seems like it'll be good to go       
    • PranK
      R35 GT-R production ends after 18 years

      By PranK · Posted

    • SteveL
      Leak from Tokico BM50 Brake Master Cylinder

      By SteveL · Posted

      I don't get in here much anymore but I can help you with this.   The hole is a vent (air relief) for the brake proportioning valve, which is built into the master cylinder.    The bad news is that if brake fluid is leaking from that hole then it's getting past the proportioning valve seals.   The really bad news is that no spare parts are available for the proportioning valve either from Nissan or after market.     It's a bit of a PITA getting the proportioning valve out of the master cylinder body anyway but, fortunately, leaks from that area are rare in my experience. BTW, if those are copper (as such) brake lines you should get rid of them.    Bundy (steel) tube is a far better choice (and legal  in Australia - if that's where you are).
×
×
  • Create New...