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after 3 years of owning my car...

doxximus

By doxximus,
in Victoria

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doxximus Grand Master

doxximus

Posted
  • Author
Posted

i finally got full com insurance with justcars.

past 3 years i've been on third party fire and theft, but now, i've gone full comp at a rating 3 and listed all my mods and aftermarket bits like wheels and whatnot

end up paying $1959 a year to the value of $18000, what is everyone else paying? just so i know

would you believe i was paying $500 for the value of $5000 max lol

inark Grand Master

inark

Posted
Posted

thats not too bad man... i was a dumb ass and didnt have ANY insurance on my R32 for over a year and then finally got full comp at 22 when i was a rating 2 and that cost me like 2k as well... depends a lot on where u live and ur past driving record too... i only had one ticket to my name.

THE CHIEF Proficient

THE CHIEF

Posted
Posted

Just cars are gay man.. Ive been with them for the past 3 years paying around $600ish for 3rd party F&T and they only gave me market value of 5k.

I got a mate who has a mate in Vigil Insurance and now he is giving me Full Comp with all the mods in the world for $1300 a year.

I also get free roadside care, choice of repairer and agreed value of 11k!!

Remember, I have a 31 so thats damn good.. you guys with 32's 33s etc.. would get more

Jetdat Veteran

Jetdat

Posted
Posted

i been paying $625, comprehensive, for agreed value of $28,000 for the last 3 years with QBE, but now that i am staring to modify the biatch i am going to unique cars for all you can modify for $1000. i am rating 1.

predator Grand Master

predator

Posted
Posted

Well this was 2003 in VIC

Rating 1 .. no accidents ever.. 27.. Agreed value of $23k, all mods notified to insurance.

$1300 .. thats as low as it gets folks :) unless you're maybe over 30, and i did shop around at the time.

xRHETTx Mentor

xRHETTx

Posted
Posted
Well this was 2003 in VIC

Rating 1 .. no accidents ever.. 27.. Agreed value of $23k, all mods notified to insurance.  

$1300 .. thats as low as it gets folks :D  unless you're maybe over 30, and i did shop around at the time.

Low as it goes hey? I'm 22, rating 2, insured my r32 gtst with wheels, exhaust and suspension mods with just cars for an agreed price of $16200 for......

$1200 this year. last year i was rating 3 and it cost me $1700. I'm pretty happy.

Rhett

Jetdat Veteran

Jetdat

Posted
Posted
Well this was 2003 in VIC

Rating 1 .. no accidents ever.. 27.. Agreed value of $23k, all mods notified to insurance.

$1300 .. thats as low as it gets folks :D unless you're maybe over 30, and i did shop around at the time.

i was 27 when i got the current skyline, started off with $800, next year went down to $650, this year gone was $625.

i been rating 1 for years and have a very clean driving record.

my car was pretty stock though except cat back and filter.

aybee Experienced

aybee

Posted
Posted

just cars was willing to insure me on rating 1 (21yr old) because i said that aami was going to take my shitter on rating 1. they checked up and said if you insure the other car through aami then we will give you rating 1. and that was after one year of insurance in my own name (third party). i thought it was a pretty good scam to get cheap insurance.

SS8_Gohan Grand Master

SS8_Gohan

Posted
Posted

turned 21 a few months ago, and i was getting quote $2467 for a R34 GT-T - valued at like $28K i think?? not sure if i got to agreed value bit... but i told them the mods, and it didn't seem to change the premium..

$40K adz????? wtf?????

EDIT: that's rating 4, even tho i'm rating 3 with AAMI, Just Cars wouldn't recognise that i started on rating 5 with AAMI. :( - Might have to try this Vigil mob tho... I thought Just Cars was the cheapest these days for low 20's.

predator Grand Master

predator

Posted
Posted
i was 27 when i got the current skyline, started off with $800, next year went down to $650, this year gone was $625.

i been rating 1 for years and have a very clean driving record.

my car was pretty stock though except cat back and filter.

yeah, my figure was for all mods (a few on that car), and agreed value of the $23k.. depends i guess. Usually with the agreed value they push it up :D otherwise they just give u market in the incident of a crash (which can be bad if you have a few mods too, like rims, etc)

Let Me Drive Mentor

Let Me Drive

Posted
Posted

hay guys just wondering what you reckon cos iv sold my gts and been with just cars for 2 years and paying 1100 full comp on it and now im getting a gtst with a few mods what do you recon the comp would be and who to go with

LANFOH Experienced

LANFOH

Posted
Posted
hay guys just wondering what you reckon cos iv sold my gts and been with just cars for 2 years and paying 1100 full comp on it and now im getting a gtst with a few mods what do you recon the comp would be and who to go with

If you read the above thread you should get a good idea of what prices youll have to pay however it all comes down to what your driving record is like, your age, your area, the value of the car amongst other things. Going from a non turbo to a turbo will be more expensive, that I can be sure of. :headspin:

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