Jump to content
SAU Community

Recommended Posts

just got a couple of quotes

my info:

26 years old

male

car in lock up garage.

daily driver

Just car:

$2230/year

excess: $7400!

agreed value: $150,000

Shannons:

$4011/year

excess: $1500

agreed value: $150,000

So either go shannons and drive like i stole it, go just cars and pussy foot around

What do you guys think?

  • Replies 159
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Posted Images

You want stupid insurance costs...

Conclusion: Their here to make a profit and that's what they do well...

Not to mention we have to have a constantly available reserve stockpile of cash to payout for the event of disasters... has to cover about 1/4 or 1/3 of our customers in total.

Plus insurance companies have to invest as much of what they have so that they can make $$$.

just got a couple of quotes

my info:

26 years old

male

car in lock up garage.

daily driver

Just car:

$2230/year

excess: $7400!

agreed value: $150,000

Shannons:

$4011/year

excess: $1500

agreed value: $150,000

So either go shannons and drive like i stole it, go just cars and pussy foot around

What do you guys think?

my advice would be go with shannons. they are one of the better insurers and your first year will be $$ but I would guess your premium will quickly improve if you stay with them. plus if you do actually need to claim $7400 excess makes it not worth claiming for any accident under about $10K worth of damage (since you'll have to foot the excess and your premium will subsequently go up too). given that I think shannons is the better bet. more expensive for the first year but after that will improve.

Top lulz, i'm 23 and insuring a 2008 R35 GTR with RACV would cost me (full comp)

Car Comprehensive

Annual Amount $1,573.34

Monthly Instalment $142.20

Proposed start date 19 June 2010

Vehicle 2008 NISSAN GTR IMP COUPE 3.8 Litres

Market Value including modifications

** Excesses

spacer.gifBasic Excess: $2,000

Age Excess: Driver under 25 years $400

So the moral of the story is dont lose your license and you will be a rich man.

Bugger me. . .I am paying $1400 for my Stag in Sydney rating 1 over 35 driver perfect driving history.. . $1573 for a R35 GTR seems great. . God Sydney sucks.

Bugger me. . .I am paying $1400 for my Stag in Sydney rating 1 over 35 driver perfect driving history.. . $1573 for a R35 GTR seems great. . God Sydney sucks.

God knows why, but your 100% right about that. Add to that the fact that the that insurance estimate is based on Frankston 3199, the car theft capital of South Eastern Melbourne. I did some math on just insuring my Commodore and its 120% more expensive where I live in Sydney than back in Frankston. Maybe its just the crap quality Sydneys makes the insurance companys think that more accidents would happen there? If anyone is in the insurance game the actual reason would be greatly appreciated.

try suncorp if you havent already Druzilla

my policy is 1900 per annum. 1100 excess. but I am 35, have been a good boy and live in Brisbane.

just bught a falcadore to punt the expanding tribe around in when I cant get the wifes XC90. insurance $500 with $500 excess :P

try suncorp if you havent already Druzilla

my policy is 1900 per annum. 1100 excess. but I am 35, have been a good boy and live in Brisbane.

just bught a falcadore to punt the expanding tribe around in when I cant get the wifes XC90. insurance $500 with $500 excess :P

thanks for the info.. I will try suncorp tomorrow, price looks great.

I have good driving record, Lost my licence once 7 years ago dure to defects (too low+loud etc.)

Im actually driving my gtr on the streets less and less too.. Its just too painfull to go slow! Only drive it about 2 times a week.

my advice would be go with shannons. they are one of the better insurers and your first year will be $$ but I would guess your premium will quickly improve if you stay with them. plus if you do actually need to claim $7400 excess makes it not worth claiming for any accident under about $10K worth of damage (since you'll have to foot the excess and your premium will subsequently go up too). given that I think shannons is the better bet. more expensive for the first year but after that will improve.

thanks for the advise. I was thinking that too.. EG. someone keys my car and damage is 8K.. pointless using insurance if with just car, but with shannons it makes sence.

I will check out suncorp and if thats a no go, I will go with shannons.

cheers,

Drew

that's pretty harsh. my R35 was around $1500 per annum and exccess I think was $1000 from memory. sydney, garaged, driver over 25 but under 30. rating 1. it was insured for $160K.

having said that the premium on my R32 GTR insured for $35K was around the same (well couple hundred less). go figure.

"Egocentricity the folly of the young" Put yourself in the insurance companies place, if ti was your business and you had to take the risk would you insure someone with that record? LOL your kidding right 3 times in 5 years of course you won't get insurance with that record, and especially not on a low volume performance import .

Edited by gerryb

just read the whole thread! wow...1st time i've been here in ages and now i remember why i hardly go on, a bloke asks a simple question and all the internet warriors come out with their high and mighty stance, ye sure its not a great look to lose your license 3 times in 5 yrs, but it can happen. Maybe we should give him suggestions about what his options might be instead of burning him on a stake.

FYI: had my R33 since i was 18 in Victoria, im 27 now 200.000+ clicks done on the car all around victoria, never have lost a point or have had any hassles by the cops, but last month got done twice by a mobile speed camera on a Sunday morning on a perfectly straight empty road for being 7 km's over the speed limit. so it does happen.

I love how people assume that 5k on a 180k car isn't much.

Myt brothers car costs 9.5k to insure BUT it is worth 850k.

Work it out.

i would hate to live in that NANNA state. I would be just like you.

just on that also, i work in the insurance industry and it doesn't quiet work like that, while the value of the car is a factor its not the end and be all of everything. Its mainly based on the 1. Car type 2. Risk of the driver 3. Location. 5K on a fully kitted Audi S5 is a bit much, but 5K on a GTR with a fairly young driver (under 35) is actually not too bad, depending on what kind of cover your getting. You will find that there will be a lot more claims being made on a R35 than on a S5, thus this will drive the premiums up. I don't know what kind of car the 850K is, but chances are its prob not a daily driver, where as many pplz will use a GTR as a dialy driver (which is one of its selling points) so thus the risk of the vehicle having a accident is a lot higher, and will drive premiums.

wtf? I haven't seen an on topic post since about the first one. And if I banned everyone that has talked off topic crap and made personal attacks there would be no-one left on SAU.

This thread is absolute rubbish.

Guest
This topic is now closed to further replies.



  • Similar Content

  • Latest Posts

    • Yup. You can get creative and make a sort of "bracket" with cable ties. Put 2 around the sender with a third passing underneath them strapped down against the sender. Then that third one is able to be passed through some hole at right angles to the orientation of the sender. Or some variation on the theme. Yes.... ummm, with caveats? I mean, the sender is BSP and you would likely have AN stuff on the hose, so yes, there would be the adapter you mention. But the block end will either be 1/8 NPT if that thread is still OK in there, or you can drill and tap it out to 1/4 BSP or NPT and use appropriate adapter there. As it stands, your mention of 1/8 BSPT male seems... wrong for the 1/8 NPT female it has to go into. The hose will be better, because even with the bush, the mass of the sender will be "hanging" off a hard threaded connection and will add some stress/strain to that. It might fail in the future. The hose eliminates almost all such risk - but adds in several more threaded connections to leak from! It really should be tapered, but it looks very long in that photo with no taper visible. If you have it in hand you should be able to see if it tapered or not. There technically is no possibility of a mechanical seal with a parallel male in a parallel female, so it is hard to believe that it is parallel male, but weirder things have happened. Maybe it's meant to seat on some surface when screwed in on the original installation? Anyway, at that thread size, parallel in parallel, with tape and goop, will seal just fine.
    • How do you propose I cable tie this: To something securely? Is it really just a case of finding a couple of holes and ziptying it there so it never goes flying or starts dangling around, more or less? Then run a 1/8 BSP Female to [hose adapter of choice?/AN?] and then the opposing fitting at the bush-into-oil-block end? being the hose-into-realistically likely a 1/8 BSPT male) Is this going to provide any real benefit over using a stainless/steel 1/4 to 1/8 BSPT reducing bush? I am making the assumption the OEM sender is BSPT not BSPP/BSP
    • I fashioned a ramp out of a couple of pieces of 140x35 lumber, to get the bumper up slightly, and then one of these is what I use
    • I wouldn't worry about dissimilar metal corrosion, should you just buy/make a steel replacement. There will be thread tape and sealant compound between the metals. The few little spots where they touch each other will be deep inside the joint, unable to get wet. And the alloy block is much much larger than a small steel fitting, so there is plenty of "sacrificial" capacity there. Any bush you put in there will be dissimilar anyway. Either steel or brass. Maybe stainless. All of them are different to the other parts in the chain. But what I said above still applies.
    • You are all good then, I didn't realise the port was in a part you can (have!) remove. Just pull the broken part out, clean it and the threads should be fine. Yes, the whole point about remote mounting is it takes almost all of the vibration out via the flexible hose. You just need a convenient chassis point and a cable tie or 3.
×
×
  • Create New...