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1 hour ago, UNR33L said:

Birds good idea, now might be the time for you guys to shop for a bargain. I wouldn't let saving ~8k stampers stop you from getting a mad buy.

I'm certainly not going to...but as Martin pointed out above there may be people drawing out settlements to include.

I think true bargains can come up at any time and you need to be prepared for it. Sometimes that means taking on mortgage insurance when you don't have a huge deposit together - the capital growth can easily overcome stamp duty or LMI if you've picked well.

If you can wait for the demographic to pass through over the next 5 years, Cranbourne has some great places sub 500k

http://www.realestate.com.au/property-house-vic-cranbourne-124854574

  • Like 1

stamp duty cut is pointless $15k~ is not the difference between people being able to purchase or not, it'll have the same effect as previous stimulus ie $32k FHOG just drove prices up $50k... 

sounds good will win votes but achieve little.. 

the government co purchase is a much smarter system in assisting people 

Edited by alr33x
4 hours ago, Birds said:

I'm certainly not going to...but as Martin pointed out above there may be people drawing out settlements to include.

I think true bargains can come up at any time and you need to be prepared for it. Sometimes that means taking on mortgage insurance when you don't have a huge deposit together - the capital growth can easily overcome stamp duty or LMI if you've picked well.

spot on

the best way to a good buy is to try and find something for sale with an out of area agent or a very small agency as the homes dont get the same level of exposure, i bought my place for a steal off a guy based 40kms away it was a PITA for him to come and show the property so clearly was happy to get it off his books 

5 hours ago, Birds said:

If you can wait for the demographic to pass through over the next 5 years, Cranbourne has some great places sub 500k

http://www.realestate.com.au/property-house-vic-cranbourne-124854574

I have a thing for buying close to cemetery's- I don't like it

I got my place cheaper based on them wanting a lower settlement time, love seeing similar places auction off for way more around the streets a couple of years on too. 

Edited by UNR33L
1 hour ago, alr33x said:

stamp duty cut is pointless $15k~ is not the difference between people being able to purchase or not, it'll have the same effect as previous stimulus ie $32k FHOG just drove prices up $50k... 

sounds good will win votes but achieve little.. 

the government co purchase is a much smarter system in assisting people 

What about people borrowing on 95%? That 15k could be a make or break unless you can put it onto the mortgage

59 minutes ago, Daz said:

I have a thing for buying close to cemetery's- I don't like it

Might be the reason for his express sale...

REA contacted saying accepting offers til end of tonight. Follow up email said taking offers til end of week...how bout dat

  • Like 1
stamp duty cut is pointless $15k~ is not the difference between people being able to purchase or not, it'll have the same effect as previous stimulus ie $32k FHOG just drove prices up $50k... 
sounds good will win votes but achieve little.. 
the government co purchase is a much smarter system in assisting people 

Under the old scheme, stamp duty reduction capped at $600k. This created a bidding cap where the first home bidders stopped at $600k Any bids above this were from older folks & unfortunately there were always oldies pushing well above the $600k.

The new scheme will allow first home buyers to pre-approve a larger amount but it just means there will be a lot more people closer to the $600k limit which will mean stuff all as it will be snapped up by an oldie anyways ~_~

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2 hours ago, emts said:

quiet neighbors and more parking 

 

I was looking opposite the local cemetery for one,  

Is actually quite noisy

Because of all the coffin

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54 minutes ago, HEKT1K said:

Dem FHBs dying to get into the market

 

 

 

 

 

 

 

 

 

 

 

 

 

someone had to say it 

I feel like a Chinese uni student would still bid you out of your plot and you'd have to share or get chucked in with your already dead parents

3 hours ago, Rekin said:


Under the old scheme, stamp duty reduction capped at $600k. This created a bidding cap where the first home bidders stopped at $600k Any bids above this were from older folks & unfortunately there were always oldies pushing well above the $600k.

The new scheme will allow first home buyers to pre-approve a larger amount but it just means there will be a lot more people closer to the $600k limit which will mean stuff all as it will be snapped up by an oldie anyways ~_~
 

To a point sure - my market place the $600k cap was annoying as that is a common price point well was.. all that happened is buyers would stick to that or less or try and negotiate down $620-$630k properties due to the stamps  which rarely worked in such a strong market.. but again $15k in the scheme of things is a relatively small sum that won't make buying any easier for anybody and ultimately would you pass up the perfect property for $15k.. unlikely 

Birds 95% loans are pretty rare these days and again $15k is not going to elevate someone from unaffordable to affordable the difference in repayments is neglible in the current interest environment. 

its a good vote grabber for labor but that's about it history shows gov stimulus for buyers merely inflated prices 

Edited by alr33x
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