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Just got my policy renewal letter from Just car - $2700 p.a with agreed value of $72,000....will be calling Lumleys later on today and will let you know what they quote.

edit: wow just realised how old this thread is :/

Just got my policy renewal letter from Just car - $2700 p.a with agreed value of $72,000....will be calling Lumleys later on today and will let you know what they quote.

edit: wow just realised how old this thread is :/

Ouch... Did you inform them of fines and suspensions?

AND that was with their ADjust excess bullsh!t. Forget about my rating 1. Originally it was $3850 because apparently Victoria experiences a higher than Australian-average of natural weather disasters and 3106 is the ghetto....

I'm with Shannons and they are making me pay $1,750 with an agreed value of $18,000.....

Although I'm only 23 and has about 6 speeding fines and once lost of license lol.

Jesus...

I'd say go with Shannons... but I doubt they'd like your fines very much :/

Shannons quoted me $3100 last year and again this year with an agreed value of $65,000. My excess however is only $650. With Just Car I'm covered for $75,000 but my premium is $2850 and my excess is $2900 (using their Adjust premium thing to the max)..... Might have to use the old man's name in vain......Never made a claim but I'm still paying out of my ass like a teenager or someone in their early 20s.......almost $6000 insurance in 2 years for a car that's barely driven once a week, locked up, garaged, has GPS tracking and always parked in sight...... I'm trying Lumleys at the moment but it seems like they use a clueless underwriter - the woman I'm speaking to on the phone has no idea what a Titanium exhaust is and she wants me to list my modifications :/........

Interesting... Called them up. They won't come removely close to the Agreed Value Shannons were putting forward. So Lumley are still a waste of time unfortunately for a highly modded import smile.gif

Also got a quote out of Enthusiast Underwriting, they've met the Agreed Value that Shannons have offered, and have beaten the premium by $250. Excess is better also ($1000 vs $1500). They offer choice of repairer & one windscreen a year (if damaged)

Just going through the rest of the PDS at the moment.

Yes well Ash et al,

I stayed with Lumleys SV for a year > Went across to Dawes for a year > About to sign up with Shannons for next year - all on the same car...

Lol

I'm with Shannons and they are making me pay $1,750 with an agreed value of $18,000.....

Although I'm only 23 and has about 6 speeding fines and once lost of license lol.

i got a similar deal, 1680 for value of 18,000 at almost 23yrs. but there aint many pulsars valued above 10k lol. i think the only reason i got it so high is because Just Car had it down for 18500.

reported to them 3 speeding fines, but had about 5 or so + red light which I didnt mention... surprisingly they have an honesty system.

The Evo with Shannon's was insured for $25000 at $1000 for the year. And I was 22

fark u mang

looking forward to 65% discount with 3 years no claims. which is looking likely consider how often its off the road :P

i got a similar deal, 1680 for value of 18,000 at almost 23yrs. but there aint many pulsars valued above 10k lol. i think the only reason i got it so high is because Just Car had it down for 18500.

reported to them 3 speeding fines, but had about 5 or so + red light which I didnt mention... surprisingly they have an honesty system.

Honesty system... yeah... right.. until something happens to your car and they put a call in to Vicroads and find out you've lied to them... Claim Denied.

Damn I'm getting ripped off by Shannons then :/ R33 with some mods, $13,000 for $1700'ish after the 10% CAMS licence discount.

I left JCI after dealing with them once for a not at fault repair job (when my door got ran into) because I didn't want to trust the other woman's insurance company to do the repair I got JCI to do it and on-charge it to her company. Repair wasn't great, they didn't want to help me get it fixed in an efficient manner... they said to book it in again (could be 2 weeks wait before the next available inspection slot) and then we'll inspect the repair and requote to fix it. f**k that, you're not having my car for another 2+ days just to fix a door / window alignment issue...

well i got the quote 6-10 months before I acted upon it. and when I recalled the quote, updated the mod list and had it issued, they didnt ask for any more information regarding fines. so as far as im concerned, what i stated was correct as of the date of the quote. ...i happened to have had a bad 6 months for fines after that is all. if it was a genuine concern for them, wouldnt they just contact vicroads and ask for that info? can be done over the phone.

Thought you only have to report if you ever had any accidents/claims in the last 5 years, and license loss in the last 3? Fines arent relevant because you still have your lisence until your points run out?

Anywhoo for a R34GTT agreed value of 16k its about $145 a month with RACV for 27yr Male

When I lost my license, I told them about it, then I told them about other fines I've had over the years, and she said that's fine...

But what is that 65% no claim discount that you guys are talking about? I think I've seen a date on my policy and that might be soon. But does that mean, if say... I pay $2000 now, and when it's 3 years, my premium will drop down to $900 a year?

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