The Insurance Thread

[Xizor]

Where is my quote then? lol im the honest one getting punished for it!

[Madaz]

Damo why you with Just cars your excess with Famous if you hit another car is $1500

[Damo_R34]

because im paying less premium with just car.

[evil_weevil]

Where is my quote then? lol im the honest one getting punished for it!

No quote because they cannot sell you it.

Its like going into KFC, asking for a big mac, KFC cant sell you it, you dont have a fully enclosed garage, shannons cant sell you a product.

Simple.

[Dohmar]

Its like going into KFC, asking for a big mac, KFC cant sell you it,

When I'm bored I do just that...

And then I drive to mcdonalds and ask for a large pizza supreme

rodney style

-D

[DSTROY]

I rang Shannons today and told them that i now have a Cams licence, and they gave me more discount

[Madaz]

because im paying less premium with just car.

how much are your premiums because when i was with both JC was dearer on both counts, but i ams older than your so get teh cheaper insurance no matter who im with

I rang Shannons today and told them that i now have a Cams licence, and they gave me more discount

yeah they told me that too if i had cams my insurance would be cheaper, what club did you join

[DSTROY]

Mitsubishi GSR/EVO Club, pretty happy i've joined with them to. They send me emails and text messeges to keep me up to date with upcoming events.

[Madaz]

ah yep nice

[medman2damax]

Here's the deal with Shannons:

They DO insure under 25's.

All our cars are classed as high performance (damn straight) - so they gotta be in a fully enclosed, locked up garage. Anything else is a no go. Don't lie about this, firstly it's illegal to, second if you have a claim they will investigate where you have been keeping it.

If you don't drive the car as often, you can pay less premium if you tell them. They have different usage categories, so your car can be a daily drive, or you can drive it a couple of times a week, or a couple of times a month. If you have if off the road for a chunk of time you can let them know that and they change your insurance to something called "laid up cover". This means that it's fully comprehensively insured as long as it's not being driven under it's own power. This laid up thing also covers accidental damage you do to the car yourself!!

i.e. car is off the road for some engine work, you drop the engine through the sunroof, you're totally covered. Laid up premiums are also very very low.

If you're under 25 your excess will be higher, but nowhere near $2500 like with some of the others.

You also get full choice of repairer (only the best) and lifetime guarantee on repairs, so if your panel beater does a slightly less tahn perfect job, Shannons will pay for it to be fixed again.

One replacement window or windscreen per year with NO EXCESS.

Pay by the month and it doesn't cost you extra.

I've got both cars and the contents insured with Shannons as well. Had 2 claims this year, no paperwork, over the phone, great service.

[Whiplash]

I have the new car through shannons as they offered the best coverage.

One thing that kills me about customers is when they are just comparing prices.

Comparing insurance prices is like looking at a yaris and a R8 audi. Yes the yaris is cheaper but what good is it as a sports car.

cheap insurance is cheap for a reason!!

anyway

I'm 24 pay $1200

with a 800 excess

agreed value 40K

rating 1

ohhh and after working in car insurance for the last 10 months i'm glad i only deal with marine insurance.... car owners are w@nkers!!

Edited April 3, 2009 by Whiplash

[medman2damax]

I have the new car through shannons as they offered the best coverage.

One thing that kills me about customers is when they are just comparing prices.

Comparing insurance prices is like looking at a yaris and a R8 audi. Yes the yaris is cheaper but what good is it as a sports car.

So true mate

[scandyflick]

now paying $131 a month for $13,000 worth of coverage with a $900 excess with Shannons as opposed to...

... $141 a month for $9,000 coverage and a $2,000 excess with Famous. much happy with the new cover. took about 20 minutes til it was all sorted. stoked.

dude who handled it was awesome, very patient despite my not knowing basically anything and constant running around to find details, very helpful, explained everything i wasnt quite sure about as opposed to all the people ive had at h2p, justcar, and famous who have dismissed any questions and told me to read the policy when i get it. much awesome. will probably be signing the magna up with them for insurance also as they quoted less than the raa did.

Edited April 8, 2009 by scandyflick

[heslo]

Well done there Dave, some nice pricing/coverage there

[medman2damax]

now paying $131 a month for $13,000 worth of coverage with a $900 excess with Shannons as opposed to...

... $141 a month for $9,000 coverage and a $2,000 excess with Famous. much happy with the new cover. took about 20 minutes til it was all sorted. stoked.

dude who handled it was awesome, very patient despite my not knowing basically anything and constant running around to find details, very helpful, explained everything i wasnt quite sure about as opposed to all the people ive had at h2p, justcar, and famous who have dismissed any questions and told me to read the policy when i get it. much awesome. will probably be signing the magna up with them for insurance also as they quoted less than the raa did.

Good to hear we could look after you mate, you spoke to Damien, he is one of our best, drives an evo 6.

Plus I've never met anyone who didn't think our service was the best they've ever had.

Cheers.

[scandyflick]

ah, that explains why hes awesome. drives a 4 cylinder.

[medman2damax]

so you reckon someone who drives a 3 cylinder daihatsu Mira is more awesome than.... you??

[scandyflick]

maybe if its turbo. thatd be rad.

[Whiplash]

Plus I've never met anyone who didn't think our service was the best they've ever had.

Cheers.

Obviously non of your customer own boats Club Marine > Shannons (LOL)

can't say i was thrilled about the service with shannons.

I buy a policy not a service anyway so i don't really care how sh!t i was treated as long as my policy is current

what office do you work for? CBD or South RD?

Edited April 8, 2009 by Whiplash

[Damo_R34]

Good to hear we could look after you mate, you spoke to Damien, he is one of our best, drives an evo 6.

Plus I've never met anyone who didn't think our service was the best they've ever had.

Cheers.

Hmm, you work for them? I busted a left nut trying to get just a quote through shannons. No dice.