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Company pays FBT, and technically we are paying for the car as its apart of our salary and not as a benefit. Ie I can choose to be paid more and not be given a car..

Yeah so technically you are still paying for it. So yeah keep a close on le FBT

My understanding is that tax is paid on default 20% private use for a salary sacrificed car.

The changes would mean I need to calc the private:business use; when salary sacrificing car I'm not using it for business but 100% private.

That's my understanding of it.

Yeah if your using it 100% private then you'll get shafted

But that is the general gist of things, not bad for an engineer

FYI 20% is just part of a formula calculation on not what the % tax paid is

Hitting up No 2 on the list today for lunch:

http://theburgeradventure.com/top10-2012/

burger van that going to be up the street from work!

Had #5 (Rockwell and sons) the other night

GREAT burger

Still not knocking Huxtaburger off my #1 spot, but seriously great!

As a restaurant it's awesome and even though it is only a few doors down from huxta, I will be going back.

It has a complete menu, not just a burger joint and it's all good/well priced.

Yeah so technically you are still paying for it. So yeah keep a close on le FBT

Yeah if your using it 100% private then you'll get shafted

But that is the general gist of things, not bad for an engineer

FYI 20% is just part of a formula calculation on not what the % tax paid is

Yeh I don't pay it that's all I know

thats what resaurants charge... hell even wannabe fancy pubs charge main meal price for a burger. keeps the picky eaters happy

i miss the good old greasy spoon cafes back in england where 2 quid got you a full english.

hell 4 bucks cant even get you a slice of bacon round these parts!

Hey alex

how much is service costs for an audi?

mate wants to buy an a4 b8.

pretty high i got to euroclass in richmond they got a good reputation from what i've read taken it twice been really happy only $400~ for minor, through audi same minor is $700-$800..

the majors are what sting, and anything extra brakes etc

Agree with this. I don't know what people do with their money...blow it on unnecessaries, alcohol on the weekend, or overseas trips? Would love to see some monthly budgets!

When I was working a 40k a year job and my mate was on 80k, we were both living at home and both putting away 2k a month in savings...go figure!!!

I understand inflation and cost of living rising, but it's been slower than the wages surely. We now have office secretary / admin roles bringing 60k to the table and people still think that's too low. How can people feel they deserve so much for so little? Still have 50k planted in my head as a decent salary from when I was a kid lol. If people can't get by on 100k combined these days, they either have some serious addictions, or are living way outside their means / have high expectations about what it means to be a young couple.

100k combined will not provide a comfortable living if you wish to live someone remotely close to cbd, not have financial stress over bills & food, have a couple of cars still go out for dinner here and there 100k before tax is fk all these days.

obviously everyone has different opinion of 'comfortable' - Tony the tax man run numbers on take home per month after tax at 100k combined?

Edited by alr33x

pretty high i got to euroclass in richmond they got a good reputation from what i've read taken it twice been really happy only $400~ for minor, through audi same minor is $700-$800..

the majors are what sting, and anything extra brakes etc

Minor service for skyline this weekend.. $70 lol

100k combined will not provide a comfortable living if you wish to live someone remotely close to cbd, not have financial stress over bills & food, have a couple of cars still go out for dinner here and there 100k before tax is fk all these days.

obviously everyone has different opinion of 'comfortable' - Tony the tax man run numbers on take home per month after tax at 100k combined?

$41,703 after tax

So $802 per week

So $1,604 per week per couple.

So say $6,400 per month

What are mortgage repayments on principal and interest on $500k? Would be close to $3k

i must laugh at melbournes cheapest tyres.

popped downthere before. had 1 pair in my size out of 20000 tyres.

convo went like this...

"alright, they are pretty low on tread but i need em urgently, ill take em, whadya askin?"

"90 bucks fitted"

"not paying that for 2 part worns mate, not when they have about 2mm left!"

"thats each"

me...... "hahahahahaha" walked off out the door, turned pointed to the melbournes cheapest tyres sign

"ya wanna change that bastard, mate"

and that was my morning.

very clever.........

no idea tbh. im actually selling my skyline as i join sau...

but once the clubby is ready and i have all the cams gear for the car then ill look! might have a go at the hill climb at nats, other than that havent got a clue! i want something cheap and easy for my first time in the hsv. shes a big girl.

Do a DECA up in Shep; pretty good way to find the limits of a car before you track it. $85 from memory.

depends what area your talking, out here we have stuff from like low $300's so most first home buyers wouldnt spend that but anything within 15kms of the city i'd say $500k is conservative for something more than an apartment.

in terms of deposit ideally 20% to avoid mortgage insurance but most people don't have that.

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