Vic Wasteland Thread

[dezz]

Yup. If you are properly responsible they can actually be a money saving tool that generates rewards.

Got something like 130,000 rewards points at the moment, but I usually just end up cashing them in for cash...

[HEKT1K]

That's the kind of financial acumen that's going to serve our household well dezz

[joeyjoejoejuniorshabadoo]

Until he goes to buy the groceries and comes back with a jar full of #limitededition red beans

[UNR33L]

Ok

First thing to remember is that interest is calculated DAILY, then charged periodically (usually monthly)

Say you have a mortgage of $100k, get paid $5k a month (net) as ~$1150 per week.

Your pay goes into your offset account (normal bank account) and just sits there as you are using your credit card for everything.

While the money is in the offset account your interest is calculated on the loan balance minus the offset balance each day. So if you have $5k in there your interest is charged on $95k despite the borrowings of $100k.

The credit card is interest free for 30 days which allows you to have more days with the balance sitting in your transactional account offsetting the mortgage balance.

What if you forget to pay your monthly cc statement? or does this just get auto taken out..? sounds like a good idea I should be doing it. I just use my savings card for everything

[PENGUYEN]

potato

Oooooooo.

makes sense now. that's actually pretty cool

[HEKT1K]

Until he goes to buy the groceries and comes back with a jar full of #limitededition red beans

You think I'm not gonna return home with all manner of fly ass shit?

[dezz]

Monica would probably come home with some gangsta versace display case for my rare ass shoes

[dezz]

Someone's status from my facebook..

Housing is as affordable now as it was when our parents were buying them. It's just that our parents didn't want a three storey, 6 bedroom house with a theatre, pool and rumpus room. They didn't spend their days at the beach, eating out 14 times a week, doing 2 euro trips a year, pissing $300 a night at lagerfield, driving their brand new Holden wearing their new Armani jeans and ray ban shades. So nah, I don't buy into this 'housing is unaffordable' crap.

Does raise some valid points

[Birds]

Are Evo X quick in a straight line? Just destroyed one off the line with my cold semis...cue a massive loser flyby when I lifted off. Looked like he was using launch control or some shit.

[Rekin]

Someone's status from my facebook..

Housing is as affordable now as it was when our parents were buying them. It's just that our parents didn't want a three storey, 6 bedroom house with a theatre, pool and rumpus room. They didn't spend their days at the beach, eating out 14 times a week, doing 2 euro trips a year, pissing $300 a night at lagerfield, driving their brand new Holden wearing their new Armani jeans and ray ban shades. So nah, I don't buy into this 'housing is unaffordable' crap.

Does raise some valid points

Kunce these days don't know the meaning of sacrifice.

70% of my life is spent in 80's motels & plastic jayco cabins to earn my right to purchase a house.

[Rekin]

I wonder what happened for this sign to exist...

[Birds]

Leave the deadlock unlocked and find out...

[Leroy Peterson]

70% of my life is spent in 80's motels & plastic jayco cabins

Know that feel

Hug.jpg

[joeyjoejoejuniorshabadoo]

So some loser dobbed me in too lol

Don't really care now as I'm not in recoveries anymore but it would have been a deal-breaker if I was...

[Leroy Peterson]

Not Ham?

See if you can get around it with a better fake ID than I did

[PENGUYEN]

Exam today is same as the arts/psych/design exam. Too mut talent out hear. Imma die

[Rekin]

Exam today is same as the arts/psych/design exam. Too mut talent out hear. Imma die

Good luck. Dem exam pressure feels.

Thank god that's all over.

[Rekin]

You cross the yuppie’s new money thirst for yachts and recognition with the hipster’s anti-ambition, smoke-laced individualism, sprinkle on a dose of millennial entitlement, and the yuccie is what you get.

http://mashable.com/2015/06/09/post-hipster-yuccie/?utm_cid=mash-com-fb-main-link

[joeyjoejoejuniorshabadoo]

Not Ham?

See if you can get around it with a better fake ID than I did

Pretty sure the connection here is Ham. (leroy's name was Lee Ham Deli Style) I'll bet that little Jew fuck has people looking for anything pork related.

[Birds]

Are Facebook storing these proof of IDs? It seems to me like they'll be using this information to help police track down criminals and cyber bullying blah blah

Surely this will kill half of Facebook, i.e. the trolls and bullies, not the shit half i.e. annoying feed people