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Vic Wasteland Thread

R31Nismoid

By R31Nismoid,
in Victoria

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Rekin Grand Master

Rekin

Posted
Posted

Variable? Don't want a cap on repayments... Last time someone told me to look into the wealth package from commonwealth, that was the deal breaker

Don't know, give them a bell or hassle them on their pop-up window chat.

Whats wrong with a minimum payment? A lower interest rate means you are paying off more with the same amount of coin.

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joeyjoejoejuniorshabadoo
joeyjoejoejuniorshabadoo

probably worth more than your D1R's

Mohsen
Mohsen

i kinda want one. name him al pacacino.

Birds
Birds

You laugh now, but when I'm at a formal occasion with a shitty DJ and they need someone to drop Dre beats...I have something up my sleeve.

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UNR33L Grand Master

UNR33L

Posted
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Mines an interest only variable loan :thumbsup:

Best way IMO

yeah think that's what i got

in other news.. going to bali in 2 weeks for a holiday, which areas should I visit?

Dirtbike - check, Ford/Holden V8 - check, VBs in fridge - check, Bali - work in progress..

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dezz Grand Master

dezz

Posted
Posted

Don't know, give them a bell or hassle them on their pop-up window chat.

Whats wrong with a minimum payment? A lower interest rate means you are paying off more with the same amount of coin.

I want to be able to pay off as much as I want... Most fixed rate cap the repayments at something like 10k p.a or something...

Mines an interest only variable loan :thumbsup:

Best way IMO

Is this on a rental?

Never understood the point of interest only...how can it be a a good thing to never own the house and pretty much just pay 'rent' to the bank

ARTZ Grand Master

ARTZ

Posted
Posted

I want to be able to pay off as much as I want... Most fixed rate cap the repayments at something like 10k p.a or something...

Is this on a rental?

Never understood the point of interest only...how can it be a a good thing to never own the house and pretty much just pay 'rent' to the bank

exactly you might as well pay rent to some poor sucker with an investment property...at least that way you can feel like you are helping somebody who needs it...though all his money is probably going to the bank anyway....its a vicous cycle and the bank usually ends up with all the monies either way

not custom. fluke.

nice....might have to go down the local vicroads and see whats in the drawer...

dezz Grand Master

dezz

Posted
Posted

exactly you might as well pay rent to some poor sucker with an investment property...at least that way you can feel like you are helping somebody who needs it...though all his money is probably going to the bank anyway....its a vicous cycle and the bank usually ends up with all the monies either way

nice....might have to go down the local vicroads and see whats in the drawer...

I don't think you understood what I was saying

HEKT1K Grand Master

HEKT1K

Posted
Posted

Is this on a rental?

Never understood the point of interest only...how can it be a a good thing to never own the house and pretty much just pay 'rent' to the bank

Toby might be putting his money elsewhere for the time being but wants to keep the house he has purchased

I'm surprised the possibility of investing in something OTHER than real estate hasn't been raised at any point in the preceding 5-10 pages lol

dezz Grand Master

dezz

Posted
Posted

Toby might be putting his money elsewhere for the time being but wants to keep the house he has purchased

I'm surprised the possibility of investing in something OTHER than real estate hasn't been raised at any point in the preceding 5-10 pages lol

Hit yonica with the stock tips Monica

Rekin Grand Master

Rekin

Posted
Posted

I want to be able to pay off as much as I want... Most fixed rate cap the repayments at something like 10k p.a or something...

ah I get ya. You could always refinance to 20-25yrs as opposed to 30yrs? That would make it a bigger repayment each month.

The cba chick that handled my stuff said to do interest only on the investment property while I was still paying my own house off, which made sense, but if it's your only one then I don't see the point

+1 will be refinancing my investment to an Interest only and P&I for my house
Rekin Grand Master

Rekin

Posted
Posted

Toby might be putting his money elsewhere for the time being but wants to keep the house he has purchased

I'm surprised the possibility of investing in something OTHER than real estate hasn't been raised at any point in the preceding 5-10 pages lol

My boss has been in the FIFO professional game for 10yrs.

Had invested all his money into stock market. Made an absolute killing.

Would tell me stories how he would drop $60k in one company & double it in 3 months time etc

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