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Car Insurance Renewal In Victoria....

stealth01

By stealth01,
in Victoria

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topher_ Proficient

topher_

Posted
Posted

yes they will, they just dont do an online quote if your under 25.

you need to call them.

I live in Hallam, am 22, and they insured me. guy actually laughed at me when I said "I thought you didnt insure until 24yo"

Unless you have a squeaky clean record. I was 24 at the time and only had one or 2 speeding fines in the X amount of years they ask, yet they still barred me. The guy on the phone was really good though, however he couldn't get permission to insure me. He said because i'm under 25 and had a couple of recent speeding fines to try again once i turned 25

Sunkist Grand Master

Sunkist

Posted
Posted

Unless you have a squeaky clean record. I was 24 at the time and only had one or 2 speeding fines in the X amount of years they ask, yet they still barred me. The guy on the phone was really good though, however he couldn't get permission to insure me. He said because i'm under 25 and had a couple of recent speeding fines to try again once i turned 25

Hmm strange, I listed one crash that was my fault, and the one speeding fine I got.. And they still insured me

jukic.j Rising Star

jukic.j

Posted
Posted (edited)

Wow the Just Car insurance policy is thorough:

"We will not pay for: (loss due to)... any war, warlike activities or revolution including any looting or pillaging ... the use, misuse or existence of nuclear weapons"

:rofl2:

Edited by jukic.j
Leroy Peterson Grand Master

Leroy Peterson

Posted
Posted

Wow the Just Car insurance policy is thorough:

"We will not pay for: (loss due to)... any war, warlike activities or revolution including any looting or pillaging ... the use, misuse or existence of nuclear weapons"

:rofl2:

haha I remember reading through the booklet they sent out and so many clauses ended referring to nuclear weapons :P

Cowboy1600 Grand Master

Cowboy1600

Posted
Posted

With Shannons, never had an increase in premium only decreases :)

Really?

I'm with Shannons on PBTM with the "limited use" type insurance and went from $86/month to $92/month last year.

I'm rating 1 and 33 with no accident or licence suspension history and a $10k agreed value.

Me thinks it's time to call Shannons and see if they can do me a better deal

Little Collaborator

Little

Posted
Posted

one of the problems i have is shannons & LSV will only insure for "three times a week" use so i couldn't use them; also they require that you're car is garaged.

I just found out that RACV will now cover R34's as they didn't a couple of years ago; however their market value for a gtt is 14-18k and they won't support power mods. Then again RACV has a pretty good rep for being fair... unlike justcar.

So yeah i just got a policy with them; high excess; rating 1 protection, market value, 900 bucks. good for an emergency i guess.

jukic.j Rising Star

jukic.j

Posted
Posted (edited)

Just car only does $3000 uninsured motorist cover for third party fire and theft. I must have read it wrong originally because I swear it said it was $10,000. I was only planning on getting third party no comp is there anywhere that covers higher for uninsured third party accident cover? As in someone crashes into you and has no insurance.

Also shannons says:

We can provide you with a online premium estimate if:

  • Your car is not your main form of transport and you don't use it on a daily basis.

Does this mean they don't insure dailies or they just don't do quotes?

Edited by jukic.j
Sunkist Grand Master

Sunkist

Posted
Posted

just put insurance on the evo 7, i just bought.

agreed value of $22,000.

im 22 years old

cars in hallam

garaged

no mods minus wheels

$1200.00 pa with my cams discount.

fkn win.

Sunkist Grand Master

Sunkist

Posted
Posted

Haha lol I don't think they'll backdate it, but it's 15% I'm pretty sure. Which is quite a bit in the long run. With everyone complaining about insurance I'm really suprised at how cheap(relatively) it is

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