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I listed all the modifications on my policy, cause the pds states if it get stolen and recovered the stolen parts will be replaced with standard parts unless listed

Same here. Although not many, I listed things like rims & suspension mods.

I listed all of them to justify the agreed value I believe. Didn't change the price of premium at all.

Wise!

Modifications:-

* Hardly if at all, cause the premium to rise

* Highly unlikely to be the cause of an accident

* Need to be replaced as per listed if the car has been stolen, burnt out or involved in an accident

  • 2 weeks later...

I just switched 4 cars from Shannons to NRMA V&C and saved $1981.00.......... Nearly 50%.

Amazing difference. The only downside is they don't have "Pay by the month" as Shannons do but at that price I just have to pay!

All excesses are the same (slightly lower actually) but NO WINDSCREEN COVER....... Bummer they don't offer that.

Cheers,

Bob.

  • Like 1

I just switched 4 cars from Shannons to NRMA V&C and saved $1981.00.......... Nearly 50%.

Amazing difference. The only downside is they don't have "Pay by the month" as Shannons do but at that price I just have to pay!

All excesses are the same (slightly lower actually) but NO WINDSCREEN COVER....... Bummer they don't offer that.

Cheers,

Bob.

If pay by the month and windscreen insurance is the downfall for saving more than 50% I don't mind at all.

I can pay up front and pay for a new screen I'd damage, no probs. So far, I'm a happy customer.

Just signed up through RACV

36 Year old - excellent driving history.

R32 GTR on Club permit

Owned for 9.5 years now (they asked)

Agreed value $30k

Previously with Shannons for $1100 per year

RACV Veteran, Vintage & Classic - $212 per year

Was an easy decision to make. Now to call Shannons and give them the bad news....

edit : oh also all mods are listed. I e-mailed them the two pages worth of info. Also $300 excess!

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