Jump to content
SAU Community

Recommended Posts

Just got a quote from Shannons insurance...

1993 Nissan Skyline R32 GTST (all mods declared)

Limited car use (10 days per month - my fifo roster days off)

$10,000 cover with $500 excess & my choice of repairer

$998 per year

Quote from JustCar insurance:

Daily car use

$9600 cover with $450 excess & their choice of repairer

$984 per year

Interesting...

Someone reverses into your door and causes some damage... Do you want the car to be resprayed by Jim Bob's Auto Repair (who put in the cheapest possible quote) or do you want Mick to do the repairs properly?

  • Like 1

Someone reverses into your door and causes some damage... Do you want the car to be resprayed by Jim Bob's Auto Repair (who put in the cheapest possible quote) or do you want Mick to do the repairs properly?

Jim Bob's all the way.

Just got a quote from Shannons insurance...

1993 Nissan Skyline R32 GTST (all mods declared)

Limited car use (10 days per month - my fifo roster days off)

$10,000 cover with $500 excess & my choice of repairer

$998 per year

Quote from JustCar insurance:

Daily car use

$9600 cover with $450 excess & their choice of repairer

$984 per year

Interesting...

How is it expensive if you don't use it much?

Doesn't make any sense to me...

Whats everyone elses agreed value & charge by Shannons?

20 something (can't remember) at $2k p.a.

Premium is mainly cos it's a DD and I live in a shithole. If I move down to Frankston, the premium will reduce to 1600 something.

Someone reverses into your door and causes some damage... Do you want the car to be resprayed by Jim Bob's Auto Repair (who put in the cheapest possible quote) or do you want Mick to do the repairs properly?

If someone reverses into your door, you have choice of repairer at the expense of them or their insurance company...

Nothing wrong with Just Cars repairers though, they all have to repair to a standard which you are satisfied with or you can challenge it and take to VCAT - not that I think you would have to - Just Cars have a rep to uphold themselves and Mick isn't the only panel beater in town who knows how to spray a car. I used a Just Cars recommended repairer myself despite them giving me a choice, because out of the quotes I got, they were the only ones who were gonna do a proper job and replace/weld in new metal instead of using bog etc. Very happy customer here, aside from my poor decision to choose a low premium / high excess when I signed up...but have saved a bit of coin over the years by doing that anyway.

Pat, do Just Cars offer any limited use policies?

Any you blokes looked into RACV? Their pricing isn't bad, especially compared to JCI.

Wasn't the case for me this time.

RACV doesn't like Epping very much.

Just got a quote from Shannons insurance...

1993 Nissan Skyline R32 GTST (all mods declared)

Limited car use (10 days per month - my fifo roster days off)

$10,000 cover with $500 excess & my choice of repairer

$998 per year

Quote from JustCar insurance:

Daily car use

$9600 cover with $450 excess & their choice of repairer

$984 per year

Interesting...

In comparison, my R34 GTT was insured for Just cars for 21K, $1000 excess, their choice of repairer, and I had to provide documentation of every mod (which I didnt mind doing).

Premium: $1725

For shannons, same car, got 27k agreed value, my choice of repairer, $500 excess, and it cost $1100 for the year's coverage, and didn't need to see it, but I had that option to increase my agreed value.

Not even remotely close, lol.

Which is great for obvious reasons.

I for one hope scotty's evo is really boring so he can do something really exciting like swap my entire car over while I'm at work. Thats waaaay more fun than a stroked evo, yep.

I pay $75 per month, limited use and it's agreed val $23000 with $500 excess through Shannon's.

The last 2 times my 33 was repaired by Shannon's it was on limited use and they never asked anyway

I was told with Just Cars that I didn't get to choose the repairer when my door was dented in, I just had to take it into their assessment center and they had 3-4 of their workshops look at it and quote on the repair and it went to the cheapest (approx $1k)

Ended up with a 2nd hand door, resprayed very well in white and all my stuff (speakers, window glass, mirror etc) swapped onto the new door).

They scratched the glass badly, tint was destroyed, door didn't actually close properly because the window glass wasn't adjusted at all. Didn't think to check any of this at the time I went to pick it up because it was quarter past 5 and everyone (them and me) were running late for things... Power mirror doesn't work at all anymore and sometimes the window switch stops working (loose connection somewhere, a bump in the road usually fixes it up).

Called up JCI and they said it wasn't their problem, they didn't want to take a report of the bad workmanship, instead I should re-book it in with the workshop that did the repairs. Called the workshop, they said that I'd need to book it back in via JCI as it was an insurance job and that it would be another couple of days I'd be without the car.

Ended up fixing the majority of it myself so I wasn't carless for any more time, inconvenient as hell :(

2 weeks later I got a renewal notice from JCI which was $400 more than the previous year, with a $2k reduction in agreed value. Told them to go fucck themselves and went straight to Shannons now that I can afford to / they'll take me as I'm old enough and have a good history.

Any you blokes looked into RACV? Their pricing isn't bad, especially compared to JCI.

ive done a claim with RACV and considering how much they were charging for the premium, the service and perks werent very good.

Guest
This topic is now closed to further replies.



  • Similar Content

  • Latest Posts

    • Even more fun, leave all the ADAS stuff plugged in, but in different locations, hopefully avoid any codes!   And honestly, all these new cars with their weird electronics. Pull all the electronics out Duncan, and just shove an aftermarket ECU and if needed a trans controller in, along with a PDM. Make it run basic but race car styled!
    • To follow up a question from earlier too since I had the front bar off again (fking!) This is what is between the bumper and the drivers side wheel And this is the navigator side, only one thing but its a biggy! So basically....no putting coolers in the wheel arches without a lot of moving other stuff. Assuming I move to properly race prepping this car I'll take that job on and see how the computers respond to removing a whole bunch of ADAS modules
    • So I prepped the car for another track day on Wednesday (will be interesting to see coolant temps post flushing out and the larger reservoir, with a forecast of 3-14 being 20o cooler than last time I took it out). Couple of things to mention; since I am just driving the car and not taking a support vehicle, I took the rear seats out and just loaded the back up Team Trackday style. Look at all that space! To cover off removing the rear seat....it is weird (note the hybrid is probably different because it wouldn't have folding rear seats) Basically, you remove the lower seat base, very similar to a r series but it is a clip that pulls forward to release the base rather than it being bolted down. Easy Then, you need to remove the side section of the rear seat on each side. There is a 14mm head nut at the bottom of the side piece, the it slides upwards off a hook at the top to release; you also need to unhook the seatbelt from the loop at the top. Then the centre piece is weird. You need to release/fold the seats forward with the tab in the boot on each side From there, there are 2,x12mm headed bolts holding the rear of each seat to the folding bracket, under the trim between the rear seat and the boot (4x christmas tree clips there, they suck). The seat is out but you can see where the bolts attach to the bracket
    • As discussed in the previous post, the bushes in the 110 needed replacing. I took this opportunity to replace the castor bushes, the front lower control arm, lower the car and get the alignment dialled in with new tyres. I took it down to Alignment Motorsports on the GC to get this work done and also get more out of the Shockworks as I felt like I wasn't getting the full use out of them.  To cut a very long story short, it ended up being the case the passenger side castor arm wouldn't accept the brand new bush as the sleeve had worn badly enough to the point you could push the new bush in by hand and completely through. Trying a pair of TRD bushes didn't fix the issue either (I had originally gone with Hardrace bushes). We needed to urgently source another castor arm, and thankfully this was sourced and the guys at the shop worked on my car until 7pm on a Saturday to get everything done. The car rides a lot nicer now with the suspension dialled in properly. Lowered the car a little as well to suit the lower profile front tyres, and just bring the car down generally. Eternally thankful for the guys down at the shop to get the car sorted, we both pulled big favours from our contacts to get it done on the Saturday.  Also plugged in the new Stedi foglights into the S15, and even from a quick test in the garage I'm keen to see how they look out on the road. I had some concerns about the length of the LED body and whether it'd fit in the foglight housing but it's fine.  I've got a small window coming up next month where I'll likely get a little paint work done on the 110 to remove the rear wing, add a boot wing and roof wing, get the side skirt fixed up and colour match the little panel on the tail lights so that I can install some badges that I've kept in storage. I'm also tempted to put in a new pair of headlights on the 110.  Until then, here's some more pictures from Easter this year. 
    • I would put a fuel pressure gauge between the filter and the fuel rail, see if it's maintaining good fuel pressure at idle going up to the point when it stalls. Do you see any strange behavior in commanded fuel leading up to the point when it stalls? You might have to start going through the service manual and doing a long list of sensor tests if it's not the fuel system for whatever reason.
×
×
  • Create New...