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Vic Wasteland Thread

R31Nismoid

By R31Nismoid,
in Victoria

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HEKT1K Grand Master

HEKT1K

Posted
Posted

people struggle with it. used to get letters/bills addressed to multiple variations of the spelling (no double l, f instead of s, no i on the end etc). Sometimes billed twice. Mainly parental choice, but i went along with it

Do miss it though

I know that feel brah

I embrace it though

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joeyjoejoejuniorshabadoo
joeyjoejoejuniorshabadoo

probably worth more than your D1R's

Mohsen
Mohsen

i kinda want one. name him al pacacino.

Birds
Birds

You laugh now, but when I'm at a formal occasion with a shitty DJ and they need someone to drop Dre beats...I have something up my sleeve.

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alr33x Grand Master

alr33x

Posted
Posted

People: your "dispute" is with the person who hit you / you hit. Insurance companies are merely a proxy for those involved in an accident. Hypothetically, if someone wrote off your 10k car and they were only insured third party for 8k, you would still be pursuing the other 2k from that individual, not their insurance company.

With this in mind, legal resolution must occur between the parties involved in the accident. Therefore, those involved can only elect to have an insurance company represent them, i.e. they make a claim and the insurance company effectively acquires the debt and legal proceedings from their customer for as far as they are covered in their PDS.

Now, if you are not at fault, another party's insurance company has no right to dictate to a non-customer what course of action you must take for resolution (including where it is repaired), beyond what the law states you are required to do. You have no contract with this insurance company, nor have you purhased a product from them with a PDS that you have agreed to. As a proxy for their customer, all they can do is argue that your quote(s) is unreasonable and challenge it in a judicial hearing aka VCAT. This costs $35 for a hearing. VCAT will then obtain quotes themselves from their own assessors / panel beaters to decide if your quote was actually reasonable or unreasonably high. It is the same deal when no insurance companies are involved and the parties disagree on quotes - insurance being involved doesn't change how the law works in dispute resolution.

Most insurance companies won't bother taking it this far if your quote is a grand or so higher than theirs, as they have to pay to send someone to VCAT to argue a case they could lose. Some just try to make it sound like you have to do as they say, because, if they can save even $100 on a quote, the assessor looks good to his boss.

Above all, if you are not satisfied with any repairs, you can challenge this in VCAT also. Status quo must be restored, leaving your vehicle how it was pre-accident and you without loss/damage.

Source: spent too much time in VCAT hearings and dealing with scumbags

I know I'm behind but 3rd party fire theft upto 10k has no bearing on coverage of your car if they hit you and that's the policy they have your car will be fixed / repaired regardless of the cost the dollar amount is only related to they payout the insurance company will give to the policy holder in the event of theft or fire.

Birds Grand Master

Birds

Posted
Posted

I know Al, third party usually covers up to ~20 million in property damage...it was just a hypothetical (pretending the 20 mil was actually 8k) to demonstrate that, regardless of insurance being involved, your dispute as a whole is still legally between you and the other parties who hit you / you hit.

kaitoukid Veteran

kaitoukid

Posted
Posted

Any of you cunce read Jap? I need some help with an address

Sorry mate I was at work. Elsewise just shoot me a pm if you need anything like this lols, I'll see if I can help :). But I see Alvin-kun already sorted you out this time :P

Leroy Peterson Grand Master

Leroy Peterson

Posted
Posted

So yeah, in short, I shouldn't be on the road.

you what reeeeaaaaalllly pisses me off. My housemate telling me his story of driving in Australia. Got his licence in India somehow, brought licence to straya where it is accepted and no need to re-sit or do a test. Buys a cheap magna (stereotype much) and then waits for his friend to passenger for some pointers. Friend cant make it, so he drives around the block for a few times and says "got the hang of it pretty quick so after that it was easy".

first time he'd driven a car. and didnt think there was anything wrong with that. I mean, theres only a few dents on his car. they look like parking dents, but fark me. vicroads gain nothing from this except an endless supply of taxi drivers. i dont get it

bucket_boy101 Community Regular

bucket_boy101

Posted
Posted

What about the narrow-minded elitist GT-R owners from the lulz thread? Do they get seasons greetings? My food baby is coming along nicely and I hope you've all had a great day.

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