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Question:

Bike I'm looking at buying has finance on it after doing PPSR check, what steps do I need to take if I want to buy it or just steer clear completely??

Nah, you're sweet bro.

Steer clear the finance company will not tell you the payout figure and you run a risk of the seller not paying the finance.. by law the bike can be repossessed without any question

When I bought my 1st gtr, I contacted finance company requesting a figure saying I have seller's permission to ask, and they gave me a figure and I made a bank cheque payable to the finance company, seller ended up gave me loose change cos it was like $11 or something more than asking price.

T'was kinda strange experience of receiving loose change and keys at the end of transaction.

Kids on the way mate?

lol nah the audi turned to a heap of shit so got this ill get it stickered up with work branding for couple of years then give it to the wife it's a bit of a stop gap cos I want the Lexus rc but isn't out and couldn't wait. Tell ya what though it's top of the range and you'd pay at least 40-50k more for a similar spec level in a German brand which seems a bit silly to me these days

cool thanks for the response.. I think it looks like he has it on his mortgage.. wonder if that'll make it even harder.

I sincerely doubt that.

If he has restructured his mortgage to include the bike, the bike will likely now be unencumbered.

There is not a lot (read 0) incentive for a banker to bother registering a charge to a measley $14k asset to secure a mortgage, let alone one that will depreciate rapidly. I wouldn't even be able to use one as security for a house if I wanted to bother due to depreciation vs loan term.

Not to mention, depreciating assets really cant be used as regulated home loan security anyway... as a business product it is technically possible, however highly stupid and extremely unlikely

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